For Lender
What impact do rising prices have on customer evaluation?
Hello, probably each of us has not avoided encountering the topic of rising prices recently. How do high energy prices affect our borrowers\' evaluation process? What did we change in credit-risk assessment? Consumer loans We select borrowers even more carefully - if the client has low income, we more conservatively estimate living expanses and, although we could formally lend, we reject the application. In this way, we protect not only investors, but also the borrower, who ma...
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