Blog | Finbee

600 Eur income and credit score A?

We recently significantly increased interest rates on consumer loans. From time to time we have loans whose credit risk rating seems strange to some investors and raises questions. Investor Viktoras shared a recently issued loan and had a question why a borrower earning 664 EUR has an A credit score? I would like to share a comment from Operations Manager Monika. Why credit score A? How important is income? Income is one of the components of the credit risk rating. In order to as...

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How do we invest to the loans?

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German investor: from a bank deposit to 100.000 Eur per P2P platform

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100M Eur loans originated!

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Investor Debesyla: “There were times when I got burned, now I’ve learned to slowly accumulate tangible returns”

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What was the biggest recovery in January?

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Experiencing cashdrag? 3 steps how to avoid it!

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What record did we break in December?

In December, we raised 3.5M Eur together! Thanks to everyone who contributed! I would like to share monthly results and platform news. How was December? For the first time, we issued 2M Eur business loans! In December we issued 1.37M Eur consumer (6% less than the average of the last 12 months) and - 2.13M Eur business loans (69% above the average) and together we raised 3.5M Eur! Business loans with a deferral of up to 6 months We aim to offer our customers the most f...

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Are there more late borrowers?

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2022 Q3 Report

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What is the recovery process from a real estate loan?

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How many instalments were paid on time in September?

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What impact do rising prices have on customer evaluation?

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Secondary market strategy: how to earn from default loans?

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Deceased borrower = investment lost?

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The longer the loan, the more we can recover?

Hello, in August we had several large recoveries, I would like to share the recovery results of the entire portfolio and the latest practice of court decisions. Our recovery results Big time recovery We completed the collection processes of three companies, one of them transferred 26.000 Eur in August prior the court decision, the other two 2.500 Eur and 1.700 Eur, respectively. Consumer loan recoveries In August, we recovered almost the same amount from consumer loans as in...

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Two records in one month?

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Best P2P calculator ever!

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Secondary Market Guide: how to earn few months’ interest in a few days?

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How is the reputation of borrowers evaluated?

investment

How does the personal guarantee work?

investment, secondary market

Secondary market guide: 1 month’s interest in 1 day

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When will you have 1M Euro portfolio?

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2022 Q2 Investor Report

I am pleased to present our Q2 investor report. Key Events Rapid Growth During 2022 I half we issued 8.3 million euros of consumer loans, which is 35 percent more than in the corresponding period last year, and 5.6 million euro business loans. The growth of business loans reaches as much as 47%. First Institutional Investor in 2022 May we signed a contract with the German asset management company \"nordIX\" for 5 million EUR investments in consumer loans issued on our plat...

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Recovery Does Not Stop in Summer

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Do the borrowers own real estate?

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How many calls do we make for the late borrowers?

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Growing interest for the investors!

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Secondary market fun facts

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German company nordIX will invest 5 million EUR to Finbee loans

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How to evaluate recovery results?

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How to invest more efficiently?

Nice to meet you! I am Simas Baranauskas, Head of Investor Relations. I have been working in Finbee for 4 years. I grew with the platform and I see many opportunities and interesting topics for you. I have been interested in investing for number of years and I personally pay a lot of attention to it. From now on, I would like to pay more attention to you. If you have any questions or need help, feel free to email me at [email protected] or book a phone/video chat. What is new on Fin...

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How do we recover loans?

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Answers to your questions

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New features in Finbee platform

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Finbee allocates 300,000 euro for interest-free loans for businesses hit by COVID-19

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Introducing new feature: expected inflow information

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Institutional Money and Dirty Platforms

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Them Crooked Vultures: How to Protect Yourself against Financial Fraud?

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Investing in Peer-to-Peer Loans: Can you Identify Creditworthy Borrowers?

Asymmetry of information Peer-to-peer (P2P) lenders would make great poker players. Making difficult calls with imperfect information, reading people, making sure their stories add up. Traditional banks have a plethora of tools at their disposal when evaluating the risk of a loan. Meanwhile, P2P lenders have to make do with what information is publicly disclosed about the borrower. No in-depth credit history – just the P2P platform’s credit risk rating. No tools for monitoring how their ...

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