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Historical interest rate - 21%

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WHY INVEST WITH FINBEE?

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We are an international company with solid results

As of 2017, Our historical interest rate of 21%
and NPL rate of 4.8% is one of the best in among European p2p platforms.

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Business and Consumer loans

As an investor, you can invest into personal loans or business loans.

Read more >>
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We sign every loan contract in person

We sign every loan contract with our borrowers in person.
This adds an extra layer of security for your investment.

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NOW YOU CAN INVEST TO

+
User ID:
Kulni
Loan type:
/ Consumer
Amount:
8750€
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 750€
Loan term
60 months
Target rate
18%
Loan purpose
Consolidation of Other Loans
Progress
86%
Listing ends
2017-10-24 14:04:25
Listing time left
3 days
Available Income
728 €
Monthly Income
773 €
Monthly Expenses
45 €
Debt Repayments v Income (DTI) Ratio
38% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2014-08-22

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
kova
Loan type:
/ Consumer
Amount:
6100€
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 100€
Loan term
60 months
Target rate
18%
Loan purpose
Consolidation of Other Loans
Progress
55%
Listing ends
2017-10-26 15:24:38
Listing time left
5 days
Available Income
705 €
Monthly Income
880 €
Monthly Expenses
175 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2014-05-26

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
kova
Loan type:
/ Consumer
Amount:
6100€
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 100€
Loan term
60 months
Target rate
18%
Loan purpose
Consolidation of Other Loans
Progress
30%
Listing ends
2017-10-26 15:25:22
Listing time left
5 days
Available Income
705 €
Monthly Income
880 €
Monthly Expenses
175 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2014-05-26

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
djAud
Loan type:
/ Consumer
Amount:
4330€
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 330€
Loan term
60 months
Target rate
18%
Loan purpose
Other Purposes
Progress
58%
Listing ends
2017-10-27 14:57:46
Listing time left
6 days
Available Income
332 €
Monthly Income
332 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
37% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2012-12-31

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
goer
Loan type:
/ Consumer
Amount:
3500€
Term:
36 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 500€
Loan term
36 months
Target rate
15%
Loan purpose
Consolidation of Other Loans
Progress
98%
Listing ends
2017-10-30 21:49:08
Listing time left
9 days
Available Income
380 €
Monthly Income
380 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
35% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-05-06

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
sigitomediena
Loan type:
/ Business
Amount:
4000€
Term:
24 months
Risk category:
d
Target rate:
18%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
4 000€
Loan term
24 months
Target rate
18%
Loan purpose
Working capital
Progress
47%
Repayments plan type
Amortizing
Listing ends
2017-11-02 12:26:15
Listing time left
12 days
Business Type
Limited liability company
Business Sector
Mediena, jos gaminiai
Product Service
-
Business Region
-
Years Trading
1
Number Of Employees
7

Business description

Bendrovė “Sigito Mediena” užsiima medienos pjaustymu ir obliavimu, medinių laiptų ir durų gamyba. Įmonė veiklą pradėjo 2016 metais, už 2016 metus pardavimai – 30 tūkst. EUR, 2017 pirmų aštuonių mėnesių - 52 tūkst. EUR. Įmonei reikalinga paskola apyvartinėms lėšoms papildyti. Už paskolą asmeniškai garantuoja įmonės vadovas.

//

“Sigito Mediena”, UAB main activity – production of wooden stairs and doors. Company was launched in 2016, for 2016 its sales EUR 30 thousand, first 8 months of 2017 - EUR 52 thousand. Loan funds will be used for working capital financing. The loan is secured with a guarantee by the CEO.

Profit (loss) report

Amount in euros
2017-08-312016-12-31
Turnover
5222630688
Cost of sales
5633124066
Gross profit
-41056622
Operating costs
43701981
Operating profit
-84754641
Other income
Income from financial and investing activities
-54-4
Gross operating profit
-85294637
Extra ordinary gain
Extra ordinary loss
Profit before tax
-85294637
Profit tax
232
Net income
-85294405

Balance sheet

Amount in euros
2017-08-312016-12-31
Long term assets
228122203
Intangible assets
Material assets
228122203
Financial assets
Other long term assets
Short term assets
1194816386
Stock advance payments contracts in progress
1644315794
Amount to be received within one year
-5387565
Other short term assets
Cash and cash equivalents
89227
Total assets
3476018589
Capital and reserves
-16246905
Statutory capital
25002500
Reappraisal reserves
Reserves
Retained earnings
-41244405
Donations and subsidies
12001
Amount to be paid and liabilities
2438311684
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
2438311684
Liabilities in total
3476018589
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
lingrid
Loan type:
/ Business
Amount:
20000€
Term:
16 months
Risk category:
c
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
20 000€
Loan term
16 months
Target rate
15%
Loan purpose
Working capital
Progress
10%
Repayments plan type
Amortizing
Listing ends
2017-11-03 12:03:56
Listing time left
13 days
Business Type
Limited liability company
Business Sector
Grožio salonai ir kirpyklos, pardavimai
Product Service
-
Business Region
-
Years Trading
4
Number Of Employees
7

Business description

Bendrovė “Lingrid” užsiima profesionalių grožio prekių prekyba. Įmonė veiklą pradėjo 2012 metais, už 2016 metus pardavimai – 153 tūkst. EUR, 2017 I pusmečio - 120 tūkst. EUR. Įmonei reikalinga paskola papildyti apyvartines lėšas - asortimento plėtimui ir atnaujinimui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau informacijos apie įmonę: http://lingrid.lt

//

“Lingrid”, UAB main activity – sales of professional beauty care products. Company was launched in 2012, for 2016 its sales EUR 153 thousand, 1H of 2017 - EUR 120 thousand. The company requires a loan for working capital financing – to increase the variety of beauty care products and replenishment of stock. The loan is secured by the guarantee of the CEO.

More information about the company: http://lingrid.lt

Profit (loss) report

Amount in euros
2017-06-302016-12-312015-12-31
Turnover
120767153904106929
Cost of sales
426096776859249
Gross profit
781588613647680
Operating costs
295688901845468
Operating profit
48590-28822212
Other income
48246392
Income from financial and investing activities
-13-176-666
Gross operating profit
5340133341546
Extra ordinary gain
Extra ordinary loss
Profit before tax
5340133341546
Profit tax
533263
Net income
5340128011283

Balance sheet

Amount in euros
2017-06-302016-12-312015-12-31
Long term assets
208725631180
Intangible assets
4027341180
Material assets
16851829
Financial assets
Other long term assets
Short term assets
1122326925555321
Stock advance payments contracts in progress
788796385951639
Amount to be received within one year
97282947399
Other short term assets
770770
Cash and cash equivalents
2285516793283
Total assets
1143197181856501
Capital and reserves
6019067883987
Statutory capital
289628962896
Reappraisal reserves
Reserves
Retained earnings
5729438921091
Donations and subsidies
Amount to be paid and liabilities
541296503052514
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
541296503052514
Liabilities in total
1143197181856501
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
daziv
Loan type:
/ Business
Amount:
10000€
Term:
5 months
Risk category:
c
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000€
Loan term
5 months
Target rate
15%
Loan purpose
Working capital
Progress
56%
Repayments plan type
Amortizing
Listing ends
2017-11-03 12:40:29
Listing time left
13 days
Business Type
Limited liability company
Business Sector
Elektros instaliacijos darbai; Energetika
Product Service
-
Business Region
-
Years Trading
5
Number Of Employees
9

Business description

Bendrovė “Daziv” užsiima saulės elektrinių statyba. Įmonė veiklą pradėjo 2012 metais, už 2016 metus pardavimai – 56 tūkst. EUR, 2017 I pusmečio - 132 tūkst. EUR. Įmonei reikalinga paskola papildyti apyvartines lėšas. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau informacijos apie įmonę: http://www.daziv.eu

//

“Daziv”, UAB main activity – production of solar modules. Company was launched in 2012, for 2016 its sales EUR 56 thousand, 1H of 2017 - EUR 132 thousand. The company requires a loan for working capital financing. The loan is secured with a guarantee by the CEO.

More information about the company: http://www.daziv.eu

Profit (loss) report

Amount in euros
2017-06-302016-12-31
Turnover
13278856699
Cost of sales
1111334112
Gross profit
12167522587
Operating costs
27016
Operating profit
9465822587
Other income
-1359-16241
Income from financial and investing activities
-221
Gross operating profit
930786346
Extra ordinary gain
Extra ordinary loss
Profit before tax
930786346
Profit tax
110320
Net income
929686026

Balance sheet

Amount in euros
2017-06-302016-12-31
Long term assets
115661717
Intangible assets
Material assets
115661717
Financial assets
Other long term assets
Short term assets
1267318203
Stock advance payments contracts in progress
69156427
Amount to be received within one year
39348372
Other short term assets
23587404
Cash and cash equivalents
15869
Total assets
1382979920
Capital and reserves
1008507882
Statutory capital
2896
Reappraisal reserves
Reserves
Retained earnings
97954
Donations and subsidies
Amount to be paid and liabilities
374472038
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
374472038
Liabilities in total
1382979920
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Darius123
Loan type:
/ Consumer
Amount:
4500€
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 500€
Loan term
60 months
Target rate
18%
Loan purpose
Consolidation of Other Loans
Progress
25%
Listing ends
2017-11-03 12:25:16
Listing time left
13 days
Available Income
323 €
Monthly Income
323 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
dadar
Loan type:
/ Consumer
Amount:
2420€
Term:
18 months
Risk category:
c
Target rate:
21%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 420€
Loan term
18 months
Target rate
21%
Loan purpose
Car
Progress
96%
Listing ends
2017-11-03 17:38:42
Listing time left
13 days
Available Income
539 €
Monthly Income
539 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
31% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

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