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+
User ID:
eventusgroup
Country:
Loan type:
/ Business
Amount:
15 200 €
Term:
30 months
Risk category:
b
Target rate:
16%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
15 200 €
Loan term
30 months
Target rate
16%
Loan purpose
Working capital
Progress
54%
Repayments plan type
Amortizing
Listing ends
2018-06-25 14:13:00
Listing time left
1 day
Business Type
Limited liability company
Business Sector
Baldai (gamyba); Baldai (prekyba); Eksportas; Tarpininkavimas; Žaislai
Product Service
-
Business Region
-
Years Trading
7
Number Of Employees
12

Business description

“Eventus Group”, UAB main activity – sales of wooden products and sales of educational toys. Company was launched in 2010, for 2016 its sales EUR 314 thousand, 2017 - EUR 337 thousand. The company has increased its sales and in order to meet growing demand is refinancing two FinBee loans (outstanding balance - €11.336 in total, €4.664 already repaid) and taking additional loan of €10.664. New loan has a longer maturity term, therefore additional funds will not increase its monthly instalments to FinBee. Due to longer loan maturity, company accepted an increase in interest rate by 1%. The loan is secured with a guarantee by the CEO.

Additional information: all the instalments of first two loans (ID 9348 and ID 9654) were covered on time. Initial credit amount - €16 000, outstanding balance - €11.336, already repaid - €4.664.

Further information about the company: http://www.eventus-group.eu/ and http://www.jonely.eu/

Additional information: for faster process of loan financing, we have divided the required loan of EUR 22 000 in to two parts of EUR 6 800, EUR 15 200 (with this offer).

//

UAB “Eventus Group” užsiima medienos, bei edukacinių žaislų prekyba. Įmonė veiklą pradėjo 2010 metais, už 2016 metus pardavimai – €314 tūkst., 2017 - €337 tūkst. Įmonė sėkmingai augina pardavimus ir tam, kad patenkintų augančią paklausą, įmonei reikalinga papildoma €10.664 paskola bei esamų paskolų (likutis - €11.336, grąžinta €4.664) mokėjimų grafiko pakeitimas. Refinansuodama esamas paskolas nauja paskola su ilgesniu grąžinimo grafiku, mažėja įmonės mokamų įmokų suma. Už ilgesnį mokėjimų grafiką įmonė sutiko investuotojams mokėti 1% didesnes palūkanas. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau informacijos: http://www.eventus-group.eu/ ir http://www.jonely.eu/

Papildoma informacija: refinansuojamų paskolų (ID 9348 ir ID 9654) visos įmokos sumokėtos laiku. Pradinė paskolų suma - €16 000, likutis - €11.336, grąžinta - €4.664.

Papildomas komentaras: klientui dalies apyvartinių lėšų reikia artimiausiu metu, tad reikalingą 22 000 Eur paskolą padalijome į dvi paskolas, (I) 6 800 Eur ir (II) 15 200 Eur teikiama šiuo pasiūlymu.

Profit (loss) report

Amount in euros
2017-12-312016-12-31
Turnover
337884314157
Cost of sales
258871253540
Gross profit
7901360617
Operating costs
Operating profit
7901360617
Other income
-57184-51459
Income from financial and investing activities
Gross operating profit
218299158
Extra ordinary gain
Extra ordinary loss
Profit before tax
218299158
Profit tax
34121665
Net income
184177493

Balance sheet

Amount in euros
2017-12-312016-12-31
Long term assets
3573618604
Intangible assets
Material assets
3284013393
Financial assets
Other long term assets
28965211
Short term assets
13431691442
Stock advance payments contracts in progress
5756131458
Amount to be received within one year
3421927520
Other short term assets
14000
Cash and cash equivalents
2853632464
Total assets
170052110046
Capital and reserves
11169593278
Statutory capital
28962896
Reappraisal reserves
Reserves
34163416
Retained earnings
10538386966
Donations and subsidies
Amount to be paid and liabilities
5835716768
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
5835716768
Liabilities in total
170052110046
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
eurolift
Country:
Loan type:
/ Business
Amount:
9 000 €
Term:
15 months
Risk category:
b
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
9 000 €
Loan term
15 months
Target rate
15%
Loan purpose
Working capital
Progress
89%
Repayments plan type
Amortizing
Listing ends
2018-06-28 18:02:00
Listing time left
4 days
Business Type
Limited liability company
Business Sector
Plastikas, guma, jų gaminiai
Product Service
-
Business Region
-
Years Trading
5
Number Of Employees
9

Business description

Eurolift Lithuania, UAB main activity – sales of tires. Company was launched in 2012, sales for 2017 - €486.180, for 2016 - €505.114. The company needs a loan for working capital financing. The loan is personally guaranteed by the CEO.

Additional information: for faster process of loan financing, we have divided the required loan of EUR 18 000 in to two parts of EUR 9 000, EUR 9 000 (with this offer).

//

Eurolift Lithuania, UAB pagrindinė veikla – prekyba padangomis. Įmonė veiklą pradėjo 2012 metais, pardavimai už 2017 metus – €486.180, už 2016 - €505.114. Įmonei reikalinga paskola apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Papildomas komentaras: klientui dalies apyvartinių lėšų reikia artimiausiu metu, tad reikalingą 18 000 Eur paskolą padalijome į dvi paskolas, (I) 9 000 Eur ir (II) 9 000 Eur teikiama šiuo pasiūlymu.

Profit (loss) report

Amount in euros
2017-12-312016-12-312015-12-31
Turnover
505114486180444362
Cost of sales
260827139202379088
Gross profit
24428734697865274
Operating costs
206301240799232730
Operating profit
37986106179-167456
Other income
Income from financial and investing activities
-465-80
Gross operating profit
37940106184-167536
Extra ordinary gain
Extra ordinary loss
8188
Profit before tax
29752106184-167536
Profit tax
56704835
Net income
24082101349-167536

Balance sheet

Amount in euros
2017-12-312016-12-312015-12-31
Long term assets
431035689628620
Intangible assets
Material assets
431035689628620
Financial assets
Other long term assets
Short term assets
459548380235195419
Stock advance payments contracts in progress
30952426021196029
Amount to be received within one year
14324510327656692
Other short term assets
Cash and cash equivalents
67791674842698
Total assets
502651437131224039
Capital and reserves
5332129239-157353
Statutory capital
463364633646336
Reappraisal reserves
Reserves
Retained earnings
6985-17097-203689
Donations and subsidies
Amount to be paid and liabilities
449330407892381392
Amounts to be paid after one year and long term liabilities
136359211572261533
Amount to be paid within one year and short term liabilities
312971196320119859
Liabilities in total
502651437131224039
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
eurolift
Country:
Loan type:
/ Business
Amount:
9 000 €
Term:
15 months
Risk category:
b
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
9 000 €
Loan term
15 months
Target rate
15%
Loan purpose
Working capital
Progress
61%
Repayments plan type
Amortizing
Listing ends
2018-06-28 18:05:00
Listing time left
4 days
Business Type
Limited liability company
Business Sector
Plastikas, guma, jų gaminiai
Product Service
-
Business Region
-
Years Trading
5
Number Of Employees
9

Business description

Eurolift Lithuania, UAB main activity – sales of tires. Company was launched in 2012, sales for 2017 - €486.180, for 2016 - €505.114. The company needs a loan for working capital financing. The loan is personally guaranteed by the CEO.

Additional information: for faster process of loan financing, we have divided the required loan of EUR 18 000 in to two parts of EUR 9 000, EUR 9 000 (with this offer).

//

Eurolift Lithuania, UAB pagrindinė veikla – prekyba padangomis. Įmonė veiklą pradėjo 2012 metais, pardavimai už 2017 metus – €486.180, už 2016 - €505.114. Įmonei reikalinga paskola apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Papildomas komentaras: klientui dalies apyvartinių lėšų reikia artimiausiu metu, tad reikalingą 18 000 Eur paskolą padalijome į dvi paskolas, (I) 9 000 Eur ir (II) 9 000 Eur teikiama šiuo pasiūlymu.

Profit (loss) report

Amount in euros
2017-12-312016-12-312015-12-31
Turnover
505114486180444362
Cost of sales
260827139202379088
Gross profit
24428734697865274
Operating costs
206301240799232730
Operating profit
37986106179-167456
Other income
Income from financial and investing activities
-465-80
Gross operating profit
37940106184-167536
Extra ordinary gain
Extra ordinary loss
8188
Profit before tax
29752106184-167536
Profit tax
56704835
Net income
24082101349-167536

Balance sheet

Amount in euros
2017-12-312016-12-312015-12-31
Long term assets
431035689628620
Intangible assets
Material assets
431035689628620
Financial assets
Other long term assets
Short term assets
459548380235195419
Stock advance payments contracts in progress
30952426021196029
Amount to be received within one year
14324510327656692
Other short term assets
Cash and cash equivalents
67791674842698
Total assets
502651437131224039
Capital and reserves
5332129239-157353
Statutory capital
463364633646336
Reappraisal reserves
Reserves
Retained earnings
6985-17097-203689
Donations and subsidies
Amount to be paid and liabilities
449330407892381392
Amounts to be paid after one year and long term liabilities
136359211572261533
Amount to be paid within one year and short term liabilities
312971196320119859
Liabilities in total
502651437131224039
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
balticagroparts
Country:
Loan type:
/ Business
Amount:
12 500 €
Term:
12 months
Risk category:
b
Target rate:
14%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
12 500 €
Loan term
12 months
Target rate
14%
Loan purpose
Working capital
Progress
52%
Repayments plan type
Amortizing
Listing ends
2018-07-02 12:00:00
Listing time left
8 days
Business Type
Limited liability company
Business Sector
Žemės ūkio technika
Product Service
-
Business Region
-
Years Trading
18
Number Of Employees
5

Business description

BALTIC AGRO PARTS, UAB main activity – sales of agricultural tools. Company was launched in 1999, sales for 2017 - €1.411.251, for 2016 - €1.177.223 (sales increased by 20% over the year). The company needs a loan for working capital financing. The loan funds are planned to be used for purchase of stock. The loan is personally guaranteed by the CEO.

//

BALTIC AGRO PARTS, UAB pagrindinė veikla – žemės ūkio įrankių prekyba. Įmonė veiklą pradėjo 1999 metais, pardavimai už 2017 metus – €1.411.251, už 2016 - €1.177.223 (per metus pardavimai išaugo 20%). Įmonei reikalinga paskola apyvartinių lėšų papildymui. Už paskolos lėšas yra planuojama nusipirkti atsargų. Už paskolą asmeniškai garantuoja įmonės vadovas.

Profit (loss) report

Amount in euros
2017-12-312016-12-312015-12-31
Turnover
141125111772231215037
Cost of sales
1073662855486921207
Gross profit
337589321737293830
Operating costs
338833298550244756
Operating profit
-12442318749074
Other income
Income from financial and investing activities
25539-1224
Gross operating profit
13092319647850
Extra ordinary gain
Extra ordinary loss
Profit before tax
13092319647850
Profit tax
29735867348
Net income
10121961040502

Balance sheet

Amount in euros
2017-12-312016-12-312015-12-31
Long term assets
466546174056086
Intangible assets
2577
Material assets
440776174056086
Financial assets
Other long term assets
Short term assets
527264558249392667
Stock advance payments contracts in progress
394269416155290764
Amount to be received within one year
12520213249299614
Other short term assets
199425521936
Cash and cash equivalents
57997050353
Total assets
573918619989448753
Capital and reserves
281820280808261198
Statutory capital
318631863186
Reappraisal reserves
Reserves
Retained earnings
278634277622258012
Donations and subsidies
Amount to be paid and liabilities
292098339181187555
Amounts to be paid after one year and long term liabilities
216494007135315
Amount to be paid within one year and short term liabilities
270449299110152240
Liabilities in total
573918619989448753
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
LiucijaS1
Country:
Loan type:
/ Consumer
Amount:
5 160 €
Term:
60 months
Risk category:
a
Target rate:
14%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 160 €
Loan term
60 months
Target rate
14%
Loan purpose
Consolidation of Other Loans
Progress
54%
Listing ends
2018-06-27 11:08:00
Listing time left
3 days
Available Income
650 €
Monthly Income
808 €
Existing loans payments
158 €
Debt Repayments v Income (DTI) Ratio
36% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
uda
Country:
Loan type:
/ Consumer
Amount:
6 195 €
Term:
60 months
Risk category:
a
Target rate:
14%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 195 €
Loan term
60 months
Target rate
14%
Loan purpose
Home Improvements
Progress
27%
Listing ends
2018-06-25 14:06:00
Listing time left
1 day
Available Income
798 €
Monthly Income
1 047 €
Existing loans payments
249 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Self-Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Sonata86
Country:
Loan type:
/ Consumer
Amount:
3 800 €
Term:
48 months
Risk category:
b
Target rate:
16%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 800 €
Loan term
48 months
Target rate
16%
Loan purpose
Car
Progress
43%
Listing ends
2018-06-27 15:40:00
Listing time left
3 days
Available Income
385 €
Monthly Income
437 €
Existing loans payments
52 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2009-03-21

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
rolly
Country:
Loan type:
/ Consumer
Amount:
8 115 €
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 115 €
Loan term
60 months
Target rate
18%
Loan purpose
Other Purposes
Progress
28%
Listing ends
2018-06-27 09:23:53
Listing time left
3 days
Available Income
1 023 €
Monthly Income
1 308 €
Existing loans payments
285 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
NTA
Country:
Loan type:
/ Business
Amount:
9 000 €
Term:
15 months
Risk category:
b
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
9 000 €
Loan term
15 months
Target rate
15%
Loan purpose
Working capital
Progress
53%
Repayments plan type
Amortizing
Listing ends
2018-06-27 22:44:00
Listing time left
4 days
Business Type
Limited liability company
Business Sector
Nekilnojamasis turtas
Product Service
-
Business Region
-
Years Trading
2
Number Of Employees
7

Business description

Nekilnojamojo turto administratorius, UAB main activity – real estate management. Company was launched in 2016, sales for 2017 - €124.745, 2016 - €139.456. The company needs a loan for working capital financing. The loan is personally guaranteed by the CEO.

//

Nekilnojamojo turto administratorius, UAB pagrindinė veikla – nekilnojamojo turto tvarkyba. Įmonė veiklą pradėjo 2017 metais, pardavimai už 2017 metus – €124.745, 2016 - €139.456. Įmonei reikalinga paskola apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Profit (loss) report

Amount in euros
2017-12-312016-12-31
Turnover
124745139456
Cost of sales
4152
Gross profit
124745135304
Operating costs
8094957537
Operating profit
4379677767
Other income
Income from financial and investing activities
416-194
Gross operating profit
4421277573
Extra ordinary gain
Extra ordinary loss
Profit before tax
4421277573
Profit tax
6635
Net income
3757777573

Balance sheet

Amount in euros
2017-12-312016-12-31
Long term assets
4032714215
Intangible assets
Material assets
4032714215
Financial assets
Other long term assets
Short term assets
6979881358
Stock advance payments contracts in progress
1048521
Amount to be received within one year
Other short term assets
6875080837
Cash and cash equivalents
Total assets
11018195573
Capital and reserves
7340680073
Statutory capital
Reappraisal reserves
Reserves
Retained earnings
Donations and subsidies
Amount to be paid and liabilities
3677515500
Amounts to be paid after one year and long term liabilities
17342
Amount to be paid within one year and short term liabilities
1943315500
Liabilities in total
11018195573
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
greivi
Country:
Loan type:
/ Consumer
Amount:
5 485 €
Term:
58 months
Risk category:
c
Target rate:
23%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 485 €
Loan term
58 months
Target rate
23%
Loan purpose
Other Purposes
Progress
37%
Listing ends
2018-06-28 14:15:57
Listing time left
4 days
Available Income
518 €
Monthly Income
518 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
35% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

HOW TO MITAGETE INVESTMENT RISK OF BUSINESS LOANS?

Experienced credit scoring specialists team at FinBee checks every single application and selects the very few best companies to invest to. Despite that, some of the companies might have difficulties to make payments and/or repay the loan what may lead the investors to losing part or all invested funds. We would like to mention that funds invested to the loans are not covered by deposit insurance provided by the Republic of Lithuania. Possible losses may be lowered by diversifying the investments, i.e. spreading your investments over a number of borrowers. Before investing to a specific business loan we strongly suggest to consider company’s financial results, activity sector, activity region, Head of the company, reviews of the service, offered pledges and also feel free to ask questions about the borrower.

  • A*Low Risk
  • ALower Risk
  • BMedium Risk
  • CHigher Risk
  • DHigh Risk
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