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AVERAGE RETURN RATE FROM 18%

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WHY INVEST WITH FINBEE?

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We are an international company with solid results

As of 2017, Our historical interest rate of 21%
and NPL rate of 4.8% is one of the best in among European p2p platforms.

Read more >>
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Business and Consumer loans

As an investor, you can invest into personal loans or business loans.

Read more >>
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We sign every loan contract in person

We sign every loan contract with our borrowers in person.
This adds an extra layer of security for your investment.

Read more >>

NOW YOU CAN INVEST TO

+
User ID:
Arnestas60
Country:
Loan type:
/ Consumer
Amount:
6 600 €
Term:
48 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 600 €
Loan term
48 months
Target rate
15%
Loan purpose
Consolidation of Other Loans
Progress
96%
Listing ends
2019-05-26 15:11:00
Listing time left
6 days
Available Income
944 €
Monthly Income
944 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
22% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-05-29

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
vynukas
Country:
Loan type:
/ Consumer
Amount:
8 700 €
Term:
42 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 700 €
Loan term
42 months
Target rate
15%
Loan purpose
Other Purposes
Progress
35%
Listing ends
2019-05-27 19:20:00
Listing time left
7 days
Available Income
766 €
Monthly Income
766 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Abarte26
Country:
Loan type:
/ Consumer
Amount:
8 700 €
Term:
36 months
Risk category:
c
Target rate:
21%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 700 €
Loan term
36 months
Target rate
21%
Loan purpose
Consolidation of Other Loans
Progress
84%
Listing ends
2019-05-22 16:52:42
Listing time left
2 days
Available Income
914 €
Monthly Income
914 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2013-06-29

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Ausra83
Country:
Loan type:
/ Consumer
Amount:
9 015 €
Term:
60 months
Risk category:
b
Target rate:
17%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
9 015 €
Loan term
60 months
Target rate
17%
Loan purpose
Holidays/Travelling
Progress
53%
Listing ends
2019-05-23 13:03:39
Listing time left
3 days
Available Income
1 173 €
Monthly Income
1 435 €
Existing loans payments
262 €
Debt Repayments v Income (DTI) Ratio
36% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-03-04

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Saida72
Country:
Loan type:
/ Consumer
Amount:
7 150 €
Term:
48 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
7 150 €
Loan term
48 months
Target rate
15%
Loan purpose
Consolidation of Other Loans
Progress
34%
Listing ends
2019-05-24 21:37:12
Listing time left
4 days
Available Income
696 €
Monthly Income
767 €
Existing loans payments
71 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-05-11

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Vg74
Country:
Loan type:
/ Consumer
Amount:
7 610 €
Term:
60 months
Risk category:
b
Target rate:
17%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
7 610 €
Loan term
60 months
Target rate
17%
Loan purpose
Car
Progress
91%
Listing ends
2019-05-27 20:29:53
Listing time left
7 days
Available Income
1 298 €
Monthly Income
1 408 €
Existing loans payments
110 €
Debt Repayments v Income (DTI) Ratio
23% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2010-10-25

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Kolege
Country:
Loan type:
/ Consumer
Amount:
5 600 €
Term:
58 months
Risk category:
c
Target rate:
22%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 600 €
Loan term
58 months
Target rate
22%
Loan purpose
Other Purposes
Progress
96%
Listing ends
2019-05-29 14:16:12
Listing time left
9 days
Available Income
464 €
Monthly Income
464 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2013-06-04

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
dreamhouse
Country:
Loan type:
/ Business
Amount:
25 000 €
Term:
18 months
Risk category:
b
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
25 000 €
Loan term
18 months
Target rate
15%
Loan purpose
Working capital
Progress
95%
Repayments plan type
Amortizing
Listing ends
2019-05-24 17:57:48
Listing time left
4 days
Business Type
Limited liability company
Business Sector
Eksportas; Mediena, jos gaminiai; Mediniai namai; Statyba; Statybinės medžiagos
Product Service
-
Business Region
-
Years Trading
10
Number Of Employees
6

Business description

Dreamhouse, UAB main activity - sales of log houses. Company was launched in 2008, sales for 2018 - €962.955, 2017 - €879.289. Loan funds will be used for working capital financing. Loan is secured by the guaranty of the CEO.

More about the company: http://www.dreamhouse-group.eu

//

Dreamhouse, UAB pagrindinė veikla - rastinių namų pardavimas. Įmonė veiklą pradėjo 2008, pardavimai už 2018 - €962.955, už 2017 - €879.289. Paskolos lėšos bus naudojamos apyvartinėms lėšoms papildyti. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau apie įmonę: http://www.dreamhouse-group.eu

Profit (loss) report

Amount in euros
2018-12-312017-12-31
Turnover
962955879289
Cost of sales
555444598285
Gross profit
407511281004
Operating costs
274022224686
Operating profit
13348956318
Other income
5057478
Income from financial and investing activities
915222
Gross operating profit
13946157018
Extra ordinary gain
Extra ordinary loss
Profit before tax
13946157018
Profit tax
7733
Net income
13946149285

Balance sheet

Amount in euros
2018-12-312017-12-31
Long term assets
15465055892
Intangible assets
14182303
Material assets
14801148368
Financial assets
Other long term assets
52215221
Short term assets
14366554054
Stock advance payments contracts in progress
455297240
Amount to be received within one year
5403817379
Other short term assets
Cash and cash equivalents
4409829435
Total assets
608291700908
Capital and reserves
134873-4588
Statutory capital
37653765
Reappraisal reserves
Reserves
290290
Retained earnings
130818-8643
Donations and subsidies
Amount to be paid and liabilities
473418686770
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
473418686770
Liabilities in total
608291700908
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Andzej85
Country:
Loan type:
/ Consumer
Amount:
6 100 €
Term:
58 months
Risk category:
c
Target rate:
22%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 100 €
Loan term
58 months
Target rate
22%
Loan purpose
Consolidation of Other Loans
Progress
46%
Listing ends
2019-05-31 19:55:45
Listing time left
11 days
Available Income
852 €
Monthly Income
1 078 €
Existing loans payments
226 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
aruzas
Country:
Loan type:
/ Consumer
Amount:
6 525 €
Term:
60 months
Risk category:
b
Target rate:
17%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 525 €
Loan term
60 months
Target rate
17%
Loan purpose
Car
Progress
76%
Listing ends
2019-06-01 14:35:38
Listing time left
12 days
Available Income
1 246 €
Monthly Income
1 397 €
Existing loans payments
151 €
Debt Repayments v Income (DTI) Ratio
24% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

HOW TO MITAGETE INVESTMENT RISK OF BUSINESS LOANS?

Experienced credit scoring specialists team at FinBee checks every single application and selects the very few best companies to invest to. Despite that, some of the companies might have difficulties to make payments and/or repay the loan what may lead the investors to losing part or all invested funds. We would like to mention that funds invested to the loans are not covered by deposit insurance provided by the Republic of Lithuania. Possible losses may be lowered by diversifying the investments, i.e. spreading your investments over a number of borrowers. Before investing to a specific business loan we strongly suggest to consider company’s financial results, activity sector, activity region, Head of the company, reviews of the service, offered pledges and also feel free to ask questions about the borrower.

  • A*Low Risk
  • ALower Risk
  • BMedium Risk
  • CHigher Risk
  • DHigh Risk
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