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Historical interest rate - 20%

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WHY INVEST WITH FINBEE?

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We are an international company with solid results

As of 2017, Our historical interest rate of 21%
and NPL rate of 4.8% is one of the best in among European p2p platforms.

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Business and Consumer loans

As an investor, you can invest into personal loans or business loans.

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We sign every loan contract in person

We sign every loan contract with our borrowers in person.
This adds an extra layer of security for your investment.

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NOW YOU CAN INVEST TO

+
User ID:
alenk
Country:
Loan type:
/ Consumer
Amount:
6 000 €
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 000 €
Loan term
60 months
Target rate
18%
Loan purpose
Consolidation of Other Loans
Progress
94%
Listing ends
2018-12-26 12:35:07
Listing time left
11 days
Available Income
682 €
Monthly Income
837 €
Existing loans payments
155 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
lastoria
Country:
Loan type:
/ Business
Amount:
10 000 €
Term:
7 months
Risk category:
c
Target rate:
16%
Collateral:
-
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000 €
Loan term
7 months
Target rate
16%
Loan purpose
Working capital
Progress
66%
Repayments plan type
Interest only
Listing ends
2018-12-22 10:09:50
Listing time left
7 days
Business Type
Other
Business Sector
Kavinės, klubai, barai, restoranai; Maisto parduotuvės
Product Service
-
Business Region
-
Years Trading
5
Number Of Employees
4

Business description

La Storia, MB main activity – restaurant. Company was launched in 2013, sales for 2018 Q3 - €114.372, 2017 - €76.106. Loan is planned to be used for working capital financing. The loan is secured with a guarantee of the shareholder of the company.

More about the restaurant: https://www.facebook.com/LaStoriaVilnius/

//

La Storia, MB pagrindinė veikla - restoranas Savičiaus g., Vilniuje. Įmonė veiklą pradėjo 2013 metais, pardavimai už 2018 III ketv. - €114.372, 2017 - €76.106. Už paskolos lėšas įmonė planuoja papildyti apyvartinio kapitalo lėšas. Už paskolą asmeniškai garantuoja įmonės savininkas.

Daugiau apie restoraną: https://www.facebook.com/LaStoriaVilnius/

Pasiūlymas investuotojams: visi atvykę į restoraną ir pasakę nuolaidos kodą “FinBee” gaus 20% nuolaidą užsakymui!

Profit (loss) report

Amount in euros
2018-09-302017-12-31
Turnover
11437276106
Cost of sales
5122019944
Gross profit
6315256162
Operating costs
4211252746
Operating profit
210403416
Other income
9721
Income from financial and investing activities
Gross operating profit
2104013137
Extra ordinary gain
Extra ordinary loss
Profit before tax
2104013137
Profit tax
Net income
2104013137

Balance sheet

Amount in euros
2018-09-302017-12-31
Long term assets
49484616
Intangible assets
Material assets
49484616
Financial assets
Other long term assets
Short term assets
8026661616
Stock advance payments contracts in progress
5264930854
Amount to be received within one year
2753130497
Other short term assets
Cash and cash equivalents
86265
Total assets
8521466232
Capital and reserves
5755736517
Statutory capital
2929
Reappraisal reserves
Reserves
Retained earnings
5752836488
Donations and subsidies
Amount to be paid and liabilities
2765729715
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
2765729715
Liabilities in total
8521466232
Director's/shareholder's guarantee
No
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
joliliu
Country:
Loan type:
/ Consumer
Amount:
9 500 €
Term:
60 months
Risk category:
a
Target rate:
14%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
9 500 €
Loan term
60 months
Target rate
14%
Loan purpose
Business Purposes
Progress
77%
Listing ends
2018-12-27 13:38:10
Listing time left
12 days
Available Income
3 354 €
Monthly Income
5 130 €
Existing loans payments
1 776 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-05-17

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Jonas72
Country:
Loan type:
/ Consumer
Amount:
4 010 €
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 010 €
Loan term
60 months
Target rate
18%
Loan purpose
Other Purposes
Progress
91%
Listing ends
2018-12-28 18:09:40
Listing time left
13 days
Available Income
372 €
Monthly Income
422 €
Existing loans payments
50 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2014-01-09

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
barei
Country:
Loan type:
/ Consumer
Amount:
1 090 €
Term:
36 months
Risk category:
b
Target rate:
15%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 090 €
Loan term
36 months
Target rate
15%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-21 11:04:48
Listing time left
6 days
Available Income
331 €
Monthly Income
482 €
Existing loans payments
151 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-12-06

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
Renatas87
Country:
Loan type:
/ Consumer
Amount:
1 280 €
Term:
12 months
Risk category:
b
Target rate:
14%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 280 €
Loan term
12 months
Target rate
14%
Loan purpose
Consolidation of Other Loans
Progress
100%
Listing ends
2018-12-22 15:33:52
Listing time left
7 days
Available Income
1 173 €
Monthly Income
1 196 €
Existing loans payments
23 €
Debt Repayments v Income (DTI) Ratio
12% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
egidija
Country:
Loan type:
/ Consumer
Amount:
5 320 €
Term:
36 months
Risk category:
b
Target rate:
15%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 320 €
Loan term
36 months
Target rate
15%
Loan purpose
Medical expenses
Progress
100%
Listing ends
2018-12-28 11:17:28
Listing time left
13 days
Available Income
3 289 €
Monthly Income
4 297 €
Existing loans payments
1 008 €
Debt Repayments v Income (DTI) Ratio
28% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
Anthrax
Country:
Loan type:
/ Consumer
Amount:
665 €
Term:
12 months
Risk category:
c
Target rate:
19%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
665 €
Loan term
12 months
Target rate
19%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-28 13:59:32
Listing time left
13 days
Available Income
387 €
Monthly Income
510 €
Existing loans payments
123 €
Debt Repayments v Income (DTI) Ratio
37% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2014-07-11

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c
+
User ID:
Alma61
Country:
Loan type:
/ Consumer
Amount:
3 600 €
Term:
36 months
Risk category:
b
Target rate:
15%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 600 €
Loan term
36 months
Target rate
15%
Loan purpose
Consolidation of Other Loans
Progress
100%
Listing ends
2018-12-28 18:06:52
Listing time left
13 days
Available Income
533 €
Monthly Income
533 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
25% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
lamode
Country:
Loan type:
/ Consumer
Amount:
3 500 €
Term:
42 months
Risk category:
c
Target rate:
23%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 500 €
Loan term
42 months
Target rate
23%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-29 13:37:02
Listing time left
14 days
Available Income
946 €
Monthly Income
1 276 €
Existing loans payments
330 €
Debt Repayments v Income (DTI) Ratio
36% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2018-12-14

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

HOW TO MITAGETE INVESTMENT RISK OF BUSINESS LOANS?

Experienced credit scoring specialists team at FinBee checks every single application and selects the very few best companies to invest to. Despite that, some of the companies might have difficulties to make payments and/or repay the loan what may lead the investors to losing part or all invested funds. We would like to mention that funds invested to the loans are not covered by deposit insurance provided by the Republic of Lithuania. Possible losses may be lowered by diversifying the investments, i.e. spreading your investments over a number of borrowers. Before investing to a specific business loan we strongly suggest to consider company’s financial results, activity sector, activity region, Head of the company, reviews of the service, offered pledges and also feel free to ask questions about the borrower.

  • A*Low Risk
  • ALower Risk
  • BMedium Risk
  • CHigher Risk
  • DHigh Risk
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