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Loan amount
This is amount you are willing to borrow
Period
10%
Interest rate
Monthly installment
You can ask for a loan 24/7
  • Loan Flat Fee: 5.00 €
  • Loan percent fee: 6.5%
  • Contract fee: 1%
  • Monthly fee: 0.25%
  • Total amount you receive:
  • Total amount repayable:
  • APR:

Representative example: A loan of 1000€ over 5 years will cost you 22.77€ per month at 10% interest rate.
The total cost after 5 years is 1366.20€. Your APR – 18.18%.

High return rates

We are now delivering one of the
highest return rates in the industry

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Low default rate

We meet each borrower personally.
Only 7/100 gets funded.

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Compensation Fund

Compensation fund aims
to cover all investor losses

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Browse loans

+
User ID:
Magava
Type / Purpose:
/
Amount:
10000€
Term:
12 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000€
Loan term
12 months
Target rate
15%
Loan purpose
Working capital
Progress
99%
Avg Rate
15.00% from 369 offers
Listing ends
2017-03-01 16:21:24
Listing time left
3 days
Business Type
Limited liability company
Business Sector
Prekyba medicinine įranga
Product Service
Prekyba medicinine įranga
Business Region
-
Years Trading
3
Number Of Employees
4

Business description

Įmonė užsiima farmacinių produktų prekyba Lietuvoje ir Europoje. Nuolat plečiantis verslui įmonė susiduria su vis didesniu apyvartinių lėšų trūkumu. Norėdamas paspartinti įmonės augimą verslo savininkas kreipiasi pagalbos į FinBee investuotojų bendruomenę.

Company is engaged in sale of pharmacy products in Lithuania and EU. Continuous growth in sales, requires additional working capital, therefore the owner have applied for a working capital loan.

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
493 675115 275
Cost of sales
439 67074 886
Gross profit
54 00540 389
Operating costs
28 65132 747
Operating profit
25 3547 642
Other income
-14 005-24 162
Income from financial and investing activities
00
Gross operating profit
11 349-16 520
Extra ordinary gain
00
Extra ordinary loss
00
Profit before tax
11 349-16 520
Profit tax
00
Net income
11 349-16 520

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
47 26527 653
Intangible assets
00
Material assets
47 26527 653
Financial assets
00
Other long term assets
00
Short term assets
77 39327 452
Stock advance payments contracts in progress
4 6954 488
Amount to be received within one year
62 9161 696
Other short term assets
00
Cash and cash equivalents
9 78221 268
Total assets
124 65855 105
Capital and reserves
52 56241 213
Statutory capital
2 8962 896
Reappraisal reserves
00
Reserves
290290
Retained earnings
49 37638 027
Donations and subsidies
00
Amount to be paid and liabilities
72 09613 892
Amounts to be paid after one year and long term liabilities
52 23213 892
Amount to be paid within one year and short term liabilities
19 8640
Liabilities in total
124 65855 105
Directors guarantee
No
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
zeneta
Type / Purpose:
/
Amount:
8660€
Term:
60 months
Risk category:
b
Target rate:
20%
Offered rate:
26.00%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 660€
Loan term
60 months
Target rate
20%
Loan purpose
Other Purposes
Progress
65%
Avg Rate
26.00% from 153 offers
Listing ends
2017-03-10 12:09:16
Listing time left
12 days
Registration date
2017-02-21
Age
30
Gender
Female
Post Town
Balbieriškis
Marital Status
Married
Dependents
1
Residential Status
Living with Parents
Education
Vocational education
Occupation
Kasininkė / Cashier
Months at current employer
36
Years working in total
3
Available Income
670 €
Monthly Income
670 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-05-09

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
SolisLT
Type / Purpose:
/
Amount:
10000€
Term:
24 months
Risk category:
c
Target rate:
12%
Offered rate:
12.00%
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000€
Loan term
24 months
Target rate
12%
Loan purpose
Asset purchase
Progress
17%
Avg Rate
12.00% from 86 offers
Listing ends
2017-03-08 14:54:09
Listing time left
10 days
Business Type
Limited liability company
Business Sector
Maisto pramonė
Product Service
Geriamojo vandens gamyba ir pristatymas
Business Region
-
Years Trading
2
Number Of Employees
3

Business description

UAB Solis LT, užsiima geriamo vandens Oaze gamyba ir pristatymu į Klaipėdos regione veikiančius biurus. Įmonė sudaro ilgalaikes vandens tiekimo sutartis su biurais, kuriuose pastato savo vandens pilstymo įrangą, bei nuolat pristatyto reikalingą vandenį 19 litrų talpose. Solis LT veiklą padėjo 2014 metais, o šiandien skaičiuoja, kad vandenį tiekia į daugiau nei 120 biurų. Paskolos lėšos bus panaudotos tolesnei verslo plėtrai, įsigyjant reikalingus vandens talpų stovus. Už paskolą įkeičiama įmonės įranga (vandens filtravimo įrenginys, balansinė vertė apie 4 800 EUR), bei visai paskolos sumai laiduoja (garantuoja) įmonės direktorius.


UAB Solis LT is a producer and distributer of drinking water that is supplied to offices present in Klaipeda region. Company places its water pouring sets in offices that sign long term water supply agreements and constantly supplies water in 19 litre tanks. Solis LT started its activity in 2014 and as of today, it delivers water to more than 120 offices. The loan will be used for further expansion of its business, company will acquire more of water pouring sets, to be placed in customers’ offices. The loan will be secured by first rank pledge of water filtering equipment (balance value ca. EUR 4 800) and by the guaranty of the CEO of the borrower.

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
44 21734 552
Cost of sales
6 1563 181
Gross profit
38 06131 371
Operating costs
26 81325 773
Operating profit
11 2485 598
Other income
Income from financial and investing activities
Gross operating profit
11 2485 598
Extra ordinary gain
Extra ordinary loss
Profit before tax
Profit tax
Net income
11 2485 378

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
4 8746 509
Intangible assets
Material assets
4 8746 509
Financial assets
Other long term assets
Short term assets
16 0917 553
Stock advance payments contracts in progress
1 4041 274
Amount to be received within one year
8 1924 278
Other short term assets
4 3941 734
Cash and cash equivalents
2 101267
Total assets
20 96514 062
Capital and reserves
18 2637 098
Statutory capital
2 8962 896
Reappraisal reserves
Reserves
29084
Retained earnings
15 0774 118
Donations and subsidies
Amount to be paid and liabilities
2 7027 048
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
2 7027 048
Liabilities in total
20 96514 146
Directors guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Bilis
Type / Purpose:
/
Amount:
4300€
Term:
48 months
Risk category:
d
Target rate:
27%
Offered rate:
27.38%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 300€
Loan term
48 months
Target rate
27%
Loan purpose
Home Improvements
Progress
100%
Avg Rate
27.38% from 173 offers
Listing ends
2017-02-25 20:23:12
Listing time left
2 hours
Registration date
2017-02-24
Age
43
Gender
Female
Post Town
Kauno raj.
Marital Status
Married
Dependents
1
Residential Status
Owner
Education
High school
Occupation
Direktorė / Director
Months at current employer
36
Years working in total
3
Available Income
594 €
Monthly Income
688 €
Monthly Expenses
94 €
Debt Repayments v Income (DTI) Ratio
38% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-04-27

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
SimSim
Type / Purpose:
/
Amount:
5100€
Term:
48 months
Risk category:
c
Target rate:
24%
Offered rate:
26.32%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 100€
Loan term
48 months
Target rate
24%
Loan purpose
Other Purposes
Progress
100%
Avg Rate
26.32% from 167 offers
Listing ends
2017-02-26 07:20:32
Listing time left
13 hours
Registration date
2017-02-24
Age
28
Gender
Female
Post Town
Cirkliškio k., Švenčionių r.
Marital Status
Single
Dependents
0
Residential Status
Owner
Education
Graduate
Occupation
Auklėtoja / Teacher
Months at current employer
06
Years working in total
6
Available Income
475 €
Monthly Income
475 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Skaniai
Type / Purpose:
/
Amount:
5000€
Term:
12 months
Risk category:
d
Target rate:
18%
Offered rate:
18.00%
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
5 000€
Loan term
12 months
Target rate
18%
Loan purpose
Asset purchase
Progress
31%
Avg Rate
18.00% from 70 offers
Listing ends
2017-03-11 15:31:31
Listing time left
13 days
Business Type
Other
Business Sector
Viešasis maitinimas
Product Service
Viešasis maitinimas
Business Region
-
Years Trading
3
Number Of Employees
7

Business description

Viešojo maitinimo veikla, įmonė MB Skaniai, užsiima nuo 2013 metų. Gardų maistą mėgstantiems Vilniaus gyventojams ji geriau atpažįstama kaip kavinė "Vingio Isorijos", įsikūrusi pačioje Vingio parko estradoje. Daugiau apie kavinę galite sužinoti aktyviai veikiančiose socialinių tinklų paskyrose Facebooke (https://www.facebook.com/vingioistorijos) ir Instagram (https://www.instagram.com/vingioistorijos).
Šiuo metu MB Skaniai plečia savo veiklą ir pradeda tiekti maitinimo paslaugas įvairaus pobūdžio įmonių/asmeninėms šventėms bei verslo konferencijoms. 2017 metais iš to planuojama uždirbti 15000Eur. papildomo pelno. Siekiant ir toliau sėkmingai plėsti anksčiau minėtą veiklą, MB Skaniai įmonei, reikalinga paskola, kurios lėšos bus skirtos specialaus transporto (automobilio su šaldymo įranga) įsigijimui. Už šią paskolą laiduoja/garantuoja pats įmonės vadovas Arvydas.

//

Company provides catering services since 2013 and operates a cafe in Vilnius at Vingis park. Name of the cafe “Vingio istorijos”, Facebook profile https://www.facebook.com/vingioistorijos/?ref=ts&fref=ts, Instagram https://www.instagram.com/vingioistorijos/. Company started new activity, delivery of food to events like weddings, conferences and in 2017 expects to make additional profit of EUR 15 000. The requested loan will be used to acquire small vehicle with a refrigerator for transportation of food. The loan is secured by the guaranty of company’s manager Arvydas. 

Profit (loss) report

Amount in euros
2017.01.312016.12.31
Turnover
8 523186 056
Cost of sales
2 89789 851
Gross profit
5 62696 205
Operating costs
3 44167 095
Operating profit
2 18529 110
Other income
Income from financial and investing activities
-155-939
Gross operating profit
Extra ordinary gain
Extra ordinary loss
Profit before tax
2 03028 171
Profit tax
4 226
Net income
2 03023 945

Balance sheet

Amount in euros
2017.01.312016.12.31
Long term assets
6 3246 482
Intangible assets
Material assets
6 3246 482
Financial assets
Other long term assets
Short term assets
34 21032 807
Stock advance payments contracts in progress
16 25815 920
Amount to be received within one year
15 01516 089
Other short term assets
Cash and cash equivalents
2 937798
Total assets
40 53439 289
Capital and reserves
29 50625 226
Statutory capital
6 7794 529
Reappraisal reserves
Reserves
Retained earnings
22 72720 697
Donations and subsidies
Amount to be paid and liabilities
11 02814 063
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
11 02814 063
Liabilities in total
40 53439 289
Directors guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
liutukas
Type / Purpose:
/
Amount:
3000€
Term:
48 months
Risk category:
c
Target rate:
24%
Offered rate:
23.95%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 000€
Loan term
48 months
Target rate
24%
Loan purpose
Other Purposes
Progress
100%
Avg Rate
23.95% from 130 offers
Listing ends
2017-02-25 23:17:02
Listing time left
5 hours
Registration date
2017-02-24
Age
55
Gender
Female
Post Town
Kauno raj.
Marital Status
Divorced
Dependents
0
Residential Status
Tenant
Education
Vocational education
Occupation
Siuvėja / Seamstress
Months at current employer
12
Years working in total
20
Available Income
341 €
Monthly Income
371 €
Monthly Expenses
30 €
Debt Repayments v Income (DTI) Ratio
38% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-08-21

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
kropa
Type / Purpose:
/
Amount:
1760€
Term:
39 months
Risk category:
c
Target rate:
24%
Offered rate:
19.64%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 760€
Loan term
39 months
Target rate
24%
Loan purpose
Home Improvements
Progress
100%
Avg Rate
19.64% from 68 offers
Listing ends
2017-02-24 16:30:02
Registration date
2017-02-23
Age
29
Gender
Male
Post Town
Kazlų rudos sen. Pirmasis kaimas
Marital Status
Married
Dependents
2
Residential Status
Owner
Education
High school
Occupation
Staklininkas / Machinist
Months at current employer
09
Years working in total
8
Available Income
521 €
Monthly Income
748 €
Monthly Expenses
227 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2013-11-15

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
c
+
User ID:
Cery
Type / Purpose:
/
Amount:
5800€
Term:
60 months
Risk category:
b
Target rate:
20%
Offered rate:
20.89%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 800€
Loan term
60 months
Target rate
20%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
20.89% from 204 offers
Listing ends
2017-02-25 07:37:25
Registration date
2017-02-23
Age
43
Gender
Female
Post Town
Vilnius
Marital Status
Single
Dependents
0
Residential Status
Owner
Education
Graduate
Occupation
Pardavėja / Seller
Months at current employer
36
Years working in total
6
Available Income
435 €
Monthly Income
435 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2012-06-06

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
b
+
User ID:
tomas12
Type / Purpose:
/
Amount:
2170€
Term:
30 months
Risk category:
b
Target rate:
20%
Offered rate:
18.02%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 170€
Loan term
30 months
Target rate
20%
Loan purpose
Car
Progress
100%
Avg Rate
18.02% from 131 offers
Listing ends
2017-02-25 12:00:02
Registration date
2017-02-24
Age
25
Gender
Male
Post Town
Žiežmariai
Marital Status
Married
Dependents
2
Residential Status
Living with Parents
Education
High school
Occupation
Suvirintojas / Locksmith
Months at current employer
36
Years working in total
4
Available Income
328 €
Monthly Income
328 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
30% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2010-01-02

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
b

About FinBee

FinBee is one of the fastest growing P2P lending platforms in Europe. Our values and professional team creates environment where everyone wins. Borrowers get better rates, investors get high returns, FinBee gets happy clients. Start using FinBee now and you will be amazed with results.

> read more

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