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Historical interest rate - 20%

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WHY INVEST WITH FINBEE?

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We are an international company with solid results

As of 2017, Our historical interest rate of 21%
and NPL rate of 4.8% is one of the best in among European p2p platforms.

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Business and Consumer loans

As an investor, you can invest into personal loans or business loans.

Read more >>
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We sign every loan contract in person

We sign every loan contract with our borrowers in person.
This adds an extra layer of security for your investment.

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NOW YOU CAN INVEST TO

+
User ID:
rolas64
Country:
Loan type:
/ Consumer
Amount:
10 000 €
Term:
47 months
Risk category:
d
Target rate:
28%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
10 000 €
Loan term
47 months
Target rate
28%
Loan purpose
Other Purposes
Progress
83%
Listing ends
2018-12-02 12:32:49
Listing time left
11 days
Available Income
1 854 €
Monthly Income
1 854 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
22% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-10-10

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Marijanas
Country:
Loan type:
/ Consumer
Amount:
10 000 €
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
10 000 €
Loan term
60 months
Target rate
18%
Loan purpose
Other Purposes
Progress
18%
Listing ends
2018-12-05 13:36:25
Listing time left
14 days
Available Income
1 885 €
Monthly Income
1 885 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
15% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-09-29

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Jolanta2018
Country:
Loan type:
/ Consumer
Amount:
1 100 €
Term:
12 months
Risk category:
c
Target rate:
19%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 100 €
Loan term
12 months
Target rate
19%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-01 11:14:52
Listing time left
10 days
Available Income
754 €
Monthly Income
1 006 €
Existing loans payments
252 €
Debt Repayments v Income (DTI) Ratio
35% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2018-10-03

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c
+
User ID:
tomas95
Country:
Loan type:
/ Consumer
Amount:
2 755 €
Term:
30 months
Risk category:
d
Target rate:
27%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 755 €
Loan term
30 months
Target rate
27%
Loan purpose
Car
Progress
100%
Listing ends
2018-11-29 20:31:56
Listing time left
9 days
Available Income
492 €
Monthly Income
514 €
Existing loans payments
22 €
Debt Repayments v Income (DTI) Ratio
31% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2018-11-13

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
d
+
User ID:
dirl
Country:
Loan type:
/ Business
Amount:
5 000 €
Term:
24 months
Risk category:
c
Target rate:
17%
Collateral:
Waiting for acceptance
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
5 000 €
Loan term
24 months
Target rate
17%
Loan purpose
Working capital
Progress
100%
Repayments plan type
Amortizing
Listing ends
2018-11-27 15:53:39
Listing time left
7 days
Business Type
Limited liability company
Business Sector
Apranga, drabužiai; Buitinė technika
Product Service
-
Business Region
-
Years Trading
7
Number Of Employees
6

Business description

D ir L, UAB main activity – beauty salon. Company was launched in 2011, sales for 2018 Q3 €29.231, 2017 - €26.533. Loan will be used for working capital financing. The loan is secured with a guarantee of the director of the company.

//

D ir L, UAB pagrindinė veikla - grožio salonas. Įmonė veiklą pradėjo 2011 metais, pardavimai už 2018 III ketv. - €29.231, 2017 - €26.533. Įmonei reikalinga paskola apyvartinėms lėšoms. Už paskolą asmeniškai garantuoja įmonės vadovas.

Profit (loss) report

Amount in euros
2018-09-302017-12-31
Turnover
2923126533
Cost of sales
Gross profit
2923126533
Operating costs
2562299
Operating profit
2897524234
Other income
-21022-23434
Income from financial and investing activities
Gross operating profit
7953800
Extra ordinary gain
Extra ordinary loss
Profit before tax
7953800
Profit tax
Net income
7953800

Balance sheet

Amount in euros
2018-09-302017-12-31
Long term assets
92216739
Intangible assets
Material assets
92216739
Financial assets
Other long term assets
Short term assets
2240918337
Stock advance payments contracts in progress
2055819410
Amount to be received within one year
Other short term assets
1851-1073
Cash and cash equivalents
Total assets
3163025076
Capital and reserves
136975744
Statutory capital
Reappraisal reserves
Reserves
Retained earnings
Donations and subsidies
Amount to be paid and liabilities
1793319332
Amounts to be paid after one year and long term liabilities
30784878
Amount to be paid within one year and short term liabilities
1485514454
Liabilities in total
3163025076
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c
+
User ID:
puk1s123
Country:
Loan type:
/ Consumer
Amount:
500 €
Term:
12 months
Risk category:
b
Target rate:
14%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
500 €
Loan term
12 months
Target rate
14%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-04 14:32:38
Listing time left
14 days
Available Income
443 €
Monthly Income
443 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
10% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
lovapro
Country:
Loan type:
/ Business
Amount:
8 000 €
Term:
18 months
Risk category:
b
Target rate:
15%
Collateral:
Waiting for acceptance
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
8 000 €
Loan term
18 months
Target rate
15%
Loan purpose
Working capital
Progress
100%
Repayments plan type
Amortizing
Listing ends
2018-11-27 15:55:48
Listing time left
7 days
Business Type
Limited liability company
Business Sector
Baldai (gamyba); Baldai (prekyba); Gamyba
Product Service
-
Business Region
-
Years Trading
1
Number Of Employees
7

Business description

Lova Pro, UAB main activity – manufacturing and sales of beds. Company was launched in 2016, sales for 2018 H1 - €119.988, 2017 - €208.546. Loan will be used for working capital financing. The loan is secured with a guarantee of the director of the company.

More information about the company: http://www.lovapro.eu/en/

//

Lova Pro, UAB pagrindinė veikla - lovų gamyba ir prekyba. Įmonė veiklą pradėjo 2016 metais, pardavimai už 2018 I pusę - €119.988, 2017 - €208.546. Įmonei reikalinga paskola apyvartinėms lėšoms. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau apie įmonę: http://www.lovapro.eu

Profit (loss) report

Amount in euros
2018-06-302017-12-31
Turnover
119988208546
Cost of sales
90350152114
Gross profit
2963856432
Operating costs
Operating profit
2963856432
Other income
-27464-55949
Income from financial and investing activities
Gross operating profit
2174483
Extra ordinary gain
Extra ordinary loss
Profit before tax
2174483
Profit tax
Net income
2174483

Balance sheet

Amount in euros
2018-06-302017-12-31
Long term assets
1272614711
Intangible assets
Material assets
1272614711
Financial assets
Other long term assets
Short term assets
16496657705
Stock advance payments contracts in progress
6440237669
Amount to be received within one year
Other short term assets
10056420036
Cash and cash equivalents
Total assets
17769272416
Capital and reserves
50342861
Statutory capital
Reappraisal reserves
Reserves
Retained earnings
Donations and subsidies
Amount to be paid and liabilities
17265869555
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
17265869555
Liabilities in total
17769272416
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
raski
Country:
Loan type:
/ Consumer
Amount:
6 605 €
Term:
60 months
Risk category:
a
Target rate:
14%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 605 €
Loan term
60 months
Target rate
14%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-04 15:13:35
Listing time left
14 days
Available Income
1 173 €
Monthly Income
1 499 €
Existing loans payments
326 €
Debt Repayments v Income (DTI) Ratio
33% Ratio is acceptable
Employment status
Self-Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
a
+
User ID:
amaz
Country:
Loan type:
/ Consumer
Amount:
500 €
Term:
12 months
Risk category:
c
Target rate:
19%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
500 €
Loan term
12 months
Target rate
19%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-04 15:42:09
Listing time left
14 days
Available Income
358 €
Monthly Income
358 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
13% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-03-23

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c
+
User ID:
smols
Country:
Loan type:
/ Consumer
Amount:
2 000 €
Term:
12 months
Risk category:
a
Target rate:
12%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 000 €
Loan term
12 months
Target rate
12%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-12-04 15:50:40
Listing time left
14 days
Available Income
1 107 €
Monthly Income
1 264 €
Existing loans payments
157 €
Debt Repayments v Income (DTI) Ratio
27% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2013-03-09

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
a

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

HOW TO MITAGETE INVESTMENT RISK OF BUSINESS LOANS?

Experienced credit scoring specialists team at FinBee checks every single application and selects the very few best companies to invest to. Despite that, some of the companies might have difficulties to make payments and/or repay the loan what may lead the investors to losing part or all invested funds. We would like to mention that funds invested to the loans are not covered by deposit insurance provided by the Republic of Lithuania. Possible losses may be lowered by diversifying the investments, i.e. spreading your investments over a number of borrowers. Before investing to a specific business loan we strongly suggest to consider company’s financial results, activity sector, activity region, Head of the company, reviews of the service, offered pledges and also feel free to ask questions about the borrower.

  • A*Low Risk
  • ALower Risk
  • BMedium Risk
  • CHigher Risk
  • DHigh Risk
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