We are P2P lending company

Easier than a bank

Loan amount
This is amount you are willing to borrow
Period
10%
Interest rate
Monthly installment
You can ask for a loan 24/7
  • Loan Flat Fee: 5.00 €
  • Loan percent fee: 6.5%
  • Contract fee: 1%
  • Monthly fee: 0.25%
  • Total amount you receive:
  • Total amount repayable:
  • APR:

Representative example: A loan of 1000€ over 5 years will cost you 22.77€ per month at 10% interest rate.
The total cost after 5 years is 1366.20€. Your APR – 18.18%.

High return rates

We are now delivering one of the
highest return rates in the industry

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Low default rate

We meet each borrower personally.
Only 7/100 gets funded.

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Compensation Fund

Compensation fund aims
to cover all investor losses

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Browse loans

+
User ID:
Magava
Type / Purpose:
/
Amount:
10000€
Term:
12 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000€
Loan term
12 months
Target rate
15%
Loan purpose
Working capital
Progress
55%
Avg Rate
15.00% from 241 offers
Listing ends
2017-03-01 16:21:24
Listing time left
8 days
Business Type
Limited liability company
Business Sector
Prekyba medicinine įranga
Product Service
Prekyba medicinine įranga
Business Region
-
Years Trading
3
Number Of Employees
4

Business description

Įmonė užsiima farmacinių produktų prekyba Lietuvoje ir Europoje. Nuolat plečiantis verslui įmonė susiduria su vis didesniu apyvartinių lėšų trūkumu. Norėdamas paspartinti įmonės augimą verslo savininkas kreipiasi pagalbos į FinBee investuotojų bendruomenę.

Company is engaged in sale of pharmacy products in Lithuania and EU. Continuous growth in sales, requires additional working capital, therefore the owner have applied for a working capital loan.

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
493 675115 275
Cost of sales
439 67074 886
Gross profit
54 00540 389
Operating costs
28 65132 747
Operating profit
25 3547 642
Other income
-14 005-24 162
Income from financial and investing activities
00
Gross operating profit
11 349-16 520
Extra ordinary gain
00
Extra ordinary loss
00
Profit before tax
11 349-16 520
Profit tax
00
Net income
11 349-16 520

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
47 26527 653
Intangible assets
00
Material assets
47 26527 653
Financial assets
00
Other long term assets
00
Short term assets
77 39327 452
Stock advance payments contracts in progress
4 6954 488
Amount to be received within one year
62 9161 696
Other short term assets
00
Cash and cash equivalents
9 78221 268
Total assets
124 65855 105
Capital and reserves
52 56241 213
Statutory capital
2 8962 896
Reappraisal reserves
00
Reserves
290290
Retained earnings
49 37638 027
Donations and subsidies
00
Amount to be paid and liabilities
72 09613 892
Amounts to be paid after one year and long term liabilities
52 23213 892
Amount to be paid within one year and short term liabilities
19 8640
Liabilities in total
124 65855 105
Directors guarantee
No
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
dakul
Type / Purpose:
/
Amount:
330€
Term:
30 months
Risk category:
b
Target rate:
20%
Offered rate:
13.19%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
330€
Loan term
30 months
Target rate
20%
Loan purpose
Other Purposes
Progress
100%
Avg Rate
13.19% from 26 offers
Listing ends
2017-02-21 08:32:43
Listing time left
14 hours
Registration date
2017-02-17
Age
44
Gender
Female
Post Town
Alytus
Marital Status
Divorced
Dependents
0
Residential Status
Owner
Education
High school
Occupation
Pardavėja / Seller
Months at current employer
60
Years working in total
25
Available Income
206 €
Monthly Income
317 €
Monthly Expenses
111 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2010-10-31

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
pauka
Type / Purpose:
/
Amount:
440€
Term:
12 months
Risk category:
b
Target rate:
20%
Offered rate:
10.56%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
440€
Loan term
12 months
Target rate
20%
Loan purpose
Home Improvements
Progress
100%
Avg Rate
10.56% from 35 offers
Listing ends
2017-02-21 08:34:13
Listing time left
14 hours
Registration date
2017-02-17
Age
23
Gender
Male
Post Town
Vilnius
Marital Status
Single
Dependents
0
Residential Status
Tenant
Education
High school
Occupation
Kurjeris / Courier
Months at current employer
36
Years working in total
5
Available Income
512 €
Monthly Income
662 €
Monthly Expenses
150 €
Debt Repayments v Income (DTI) Ratio
29% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
lanta
Type / Purpose:
/
Amount:
440€
Term:
36 months
Risk category:
b
Target rate:
20%
Offered rate:
14.79%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
440€
Loan term
36 months
Target rate
20%
Loan purpose
Home Improvements
Progress
100%
Avg Rate
14.79% from 34 offers
Listing ends
2017-02-21 09:00:50
Listing time left
15 hours
Registration date
2017-02-19
Age
51
Gender
Female
Post Town
Panevėžys
Marital Status
Divorced
Dependents
1
Residential Status
Owner
Education
High school
Occupation
Laiškininkė / Postman
Months at current employer
18
Years working in total
20
Available Income
209 €
Monthly Income
318 €
Monthly Expenses
109 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
butyt
Type / Purpose:
/
Amount:
1650€
Term:
12 months
Risk category:
c
Target rate:
24%
Offered rate:
17.06%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 650€
Loan term
12 months
Target rate
24%
Loan purpose
Other Purposes
Progress
100%
Avg Rate
17.06% from 112 offers
Listing ends
2017-02-21 09:00:01
Listing time left
15 hours
Registration date
2017-02-19
Age
20
Gender
Female
Post Town
Viliotės k., Židiko sen., Mažeikių r.
Marital Status
Single
Dependents
0
Residential Status
Living with Parents
Education
Vocational education
Occupation
Vyr. patrulė / Senior police patrol
Months at current employer
06
Years working in total
2
Available Income
670 €
Monthly Income
670 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
24% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Jolii
Type / Purpose:
/
Amount:
3450€
Term:
60 months
Risk category:
b
Target rate:
20%
Offered rate:
18.09%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 450€
Loan term
60 months
Target rate
20%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
18.09% from 104 offers
Listing ends
2017-02-21 10:00:02
Listing time left
16 hours
Registration date
2017-02-20
Age
43
Gender
Female
Post Town
Širvintos
Marital Status
Divorced
Dependents
0
Residential Status
Owner
Education
Vocational education
Occupation
Degalinės operatorė / Gas station operator
Months at current employer
36
Years working in total
21
Available Income
389 €
Monthly Income
389 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
26% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
marai
Type / Purpose:
/
Amount:
2000€
Term:
30 months
Risk category:
c
Target rate:
24%
Offered rate:
19.83%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 000€
Loan term
30 months
Target rate
24%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
19.83% from 85 offers
Listing ends
2017-02-21 14:00:01
Listing time left
20 hours
Registration date
2017-02-20
Age
25
Gender
Female
Post Town
Kaunas
Marital Status
Single
Dependents
0
Residential Status
Tenant
Education
Graduate
Occupation
Pardavimų vadybininkė / Sales manager
Months at current employer
18
Years working in total
3
Available Income
538 €
Monthly Income
538 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
18% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Talmo
Type / Purpose:
/
Amount:
5300€
Term:
60 months
Risk category:
b
Target rate:
20%
Offered rate:
21.10%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 300€
Loan term
60 months
Target rate
20%
Loan purpose
Medical expenses
Progress
100%
Avg Rate
21.10% from 155 offers
Listing ends
2017-02-21 15:09:53
Listing time left
21 hours
Registration date
2017-02-20
Age
53
Gender
Female
Post Town
Klaipėda
Marital Status
Single
Dependents
0
Residential Status
Living with Parents
Education
Vocational education
Occupation
Slaugytoja / Nurse
Months at current employer
72 or more
Years working in total
33
Available Income
566 €
Monthly Income
637 €
Monthly Expenses
71 €
Debt Repayments v Income (DTI) Ratio
36% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2014-08-26

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
civo
Type / Purpose:
/
Amount:
1630€
Term:
33 months
Risk category:
b
Target rate:
20%
Offered rate:
18.94%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 630€
Loan term
33 months
Target rate
20%
Loan purpose
Medical expenses
Progress
100%
Avg Rate
18.94% from 67 offers
Listing ends
2017-02-21 15:00:01
Listing time left
21 hours
Registration date
2017-02-20
Age
43
Gender
Female
Post Town
Vilnius
Marital Status
Married
Dependents
0
Residential Status
Owner
Education
Graduate
Occupation
Gelbėtoja specialistė / Rescuer specialist
Months at current employer
09
Years working in total
23
Available Income
651 €
Monthly Income
948 €
Monthly Expenses
297 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2009-05-08

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
rampo
Type / Purpose:
/
Amount:
2710€
Term:
36 months
Risk category:
b
Target rate:
20%
Offered rate:
17.76%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 710€
Loan term
36 months
Target rate
20%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
17.76% from 109 offers
Listing ends
2017-02-18 11:30:01
Registration date
2017-02-17
Age
28
Gender
Female
Post Town
Viečiūnai, Druskininkų r.
Marital Status
Divorced
Dependents
2
Residential Status
Living with Parents
Education
High school
Occupation
Kambarinė/ Maid
Months at current employer
36
Years working in total
10
Available Income
350 €
Monthly Income
350 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
31% Ratio is acceptable
Employment status
Employed Part Time
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2013-09-09

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
b

About FinBee

FinBee is one of the fastest growing P2P lending platforms in Europe. Our values and professional team creates environment where everyone wins. Borrowers get better rates, investors get high returns, FinBee gets happy clients. Start using FinBee now and you will be amazed with results.

> read more

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