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+
User ID:
juroskonsultacijos
Loan type:
/ Business
Amount:
20000€
Term:
18 months
Risk category:
c
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
20 000€
Loan term
18 months
Target rate
15%
Loan purpose
Working capital
Progress
87%
Repayments plan type
Amortizing
Listing ends
2017-12-19 17:48:00
Listing time left
1 day
Business Type
Limited liability company
Business Sector
Konsultacijų paslaugos
Product Service
-
Business Region
-
Years Trading
2
Number Of Employees
2

Business description

UAB “Jūros Konsultacijos” pagrindinė veikla - krovinių gabenimas ir ekspedijavimas. Įmonė veiklą pradėjo 2015 metais, už 2016 metus pardavimai – 846 tūkst. EUR, 2017 III ketvirčio - 550 tūkst. EUR. Įmonei reikalinga paskola apyvartinėms lėšoms. Įmonė planuoja investuoti į savo veiklos plėtrą ir pradėti teikti naujas paslaugas - krovinių saugojimą ir tvirtinimą. Už paskolą asmeniškai garantuoja įmonės vadovas.

//

“Jūros Konsultacijos”, UAB main activity – ship freight deliveries. Company was launched in 2015, for 2016 its sales €846K, 3Q of 2017 - €550K. The company requires a loan for working capital financing. Company is expanding its activity and is planning start two new services - cargo security and cargo lashing. The loan is secured with a guarantee by the CEO.

Profit (loss) report

Amount in euros
2017-09-302016-12-312015-12-31
Turnover
550693846525252384
Cost of sales
480296793868203343
Gross profit
703975265749042
Operating costs
362933925016928
Operating profit
341051340732113
Other income
-4250
Income from financial and investing activities
-690-1834-80
Gross operating profit
291651157332033
Extra ordinary gain
Extra ordinary loss
Profit before tax
291651157332033
Profit tax
437517361641
Net income
24790983730392

Balance sheet

Amount in euros
2017-09-302016-12-312015-12-31
Long term assets
8582389574547
Intangible assets
Material assets
2482328574547
Financial assets
6100061000
Other long term assets
Short term assets
403163037064189
Stock advance payments contracts in progress
100324
Amount to be received within one year
79381934731715
Other short term assets
Cash and cash equivalents
323781092332150
Total assets
12613811994464736
Capital and reserves
671214273032892
Statutory capital
250025002500
Reappraisal reserves
Reserves
Retained earnings
646214023030392
Donations and subsidies
Amount to be paid and liabilities
590177721431844
Amounts to be paid after one year and long term liabilities
2499827897
Amount to be paid within one year and short term liabilities
340194931731844
Liabilities in total
12613811994464736
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
baltijosnamai
Loan type:
/ Business
Amount:
23380€
Term:
10 months
Risk category:
a
Target rate:
9%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
23 380€
Loan term
10 months
Target rate
9%
Loan purpose
Working capital
Progress
47%
Repayments plan type
Interest only
Listing ends
2017-12-22 19:08:32
Listing time left
4 days
Business Type
Limited liability company
Business Sector
Nekilnojamasis turtas; Statyba
Product Service
-
Business Region
-
Years Trading
1
Number Of Employees
17

Business description

UAB “Baltijos Namai” pagrindinė veikla - statybos plėtra. Įmonė veiklą pradėjo 2017 metais, pardavimai už 2017 III ketvirtį - 98 tūkst. EUR. Įmonei reikalinga paskola apyvartinėms lėšoms. Įmonė planuoja panaudoti paskolos lėšas galutinai pabaigti įmonės statomą projektą, esantį Vaivorykštes g. 14b-7, Palanga (įvertintą 64 600 Eur, LTV 77%). Paskola yra apsaugota pastato ir sklypo, esančių Vaivorykštes g. 14b, Palanga, unikalus numeris 4400-4640-8288:4616, įkeitimu. Daugiau apie įkeičiamą turtą skiltyje “Įmonės informacija”. Taip pat už paskolą asmeniškai garantuoja įmonės akcininkas.

Daugiau informacijos: http://www.baltijosnamai.lt

Papildomas komentaras
Dėl ilgiau nei planuota trukusio finansavimo įmonei reikalingą 50 000 EUR padalinome į dvi dalis: 26 620 EUR (jau sufinansuota) ir 23 380 EUR, kuri teikiama investuotojams šiuo siūlymu.

//

“Baltijos Namai”, UAB main activity – development of real estate objects. Company was launched in 2017, for 3Q of 2017 its sales are €98K. The company requires a loan for working capital financing. Company plans to used these funds to complete a construction of an object at Vaivorykštes str. 14b-7, Palanga (valued at €64.600, LTV 77%). The loan is secured with the pledge of the building and land at Vaivorykštes str. 14b, Palanga, unique no. 4400-4640-8288:4616. More information about collateral provided in section “Company Information”. In addition, the loan is secured with a guarantee of a shareholder.

More information: http://www.baltijosnamai.lt

Additional comment
Due to the longer than expected loan financing process, we have divided the required loan of EUR 50 000 into two parts: (i) EUR 26 620, that are already funded and (ii) EUR 23 380, that is provided to investors with this offer.

Profit (loss) report

Amount in euros
2017-09-30
Turnover
98330
Cost of sales
49174
Gross profit
49156
Operating costs
43800
Operating profit
5356
Other income
50
Income from financial and investing activities
Gross operating profit
5406
Extra ordinary gain
Extra ordinary loss
Profit before tax
5406
Profit tax
Net income
5406

Balance sheet

Amount in euros
2017-09-30
Long term assets
10353
Intangible assets
Material assets
10353
Financial assets
Other long term assets
Short term assets
261896
Stock advance payments contracts in progress
Amount to be received within one year
16639
Other short term assets
222408
Cash and cash equivalents
22849
Total assets
272249
Capital and reserves
11412
Statutory capital
6006
Reappraisal reserves
Reserves
Retained earnings
5406
Donations and subsidies
Amount to be paid and liabilities
260837
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
260837
Liabilities in total
272249
Director's/shareholder's guarantee
Yes
Key customers
-
Place Of Collateral
Vaivorykštės g. 14b-7, Palanga
Unique Code
4400-4640-8288:4616
Market Value
64600€
Evaluator Name
UAB Turto spektras
Date of evaluation
2017-11-22
Short Desc. of Asset
Vienbučio patalpa nuo 7-1 iki 7-4 (bendras plotas 38,33 kv. m.), unikalus Nr. 4400-4640-8288:4616, su bendro naudojimo patalpomis adresu Vaivorykštės g. 14 B-7, Palanga ir 0,1603 ha žemės sklypo 91/1603 dalis, unikalus Nr. 4400-2731-7666.
Owner Of Collateral
UAB
Other Attachments

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
saitema
Loan type:
/ Business
Amount:
20000€
Term:
14 months
Risk category:
d
Target rate:
17%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
20 000€
Loan term
14 months
Target rate
17%
Loan purpose
Working capital
Progress
23%
Repayments plan type
Amortizing
Listing ends
2017-12-21 16:50:57
Listing time left
3 days
Business Type
Limited liability company
Business Sector
Dujos, dujų įranga
Product Service
-
Business Region
-
Years Trading
9
Number Of Employees
61

Business description

UAB “Saitema” pagrindinė veikla - degalinių valdymas. Įmonė veiklą pradėjo 2008 metais, už 2016 metus pardavimai – 4,8 mln. EUR, 2017 III ketvirčio - 3,98 mln. EUR. Įmonei priklauso 4 degalinės, dar 3 nuomojamos. Taip pat UAB “Saitema” priklauso 11 vilkikų, kuriais vykdoma šalutinė veikla - krovinių pervežimai. Įmonei reikalinga paskola apyvartinėms lėšoms. Įmonė planuoja įsigyti dvi degalines ir plėsti veiklą. Už paskolą vekseliu asmeniškai garantuoja įmonės vadovas.

//

“Saitema”, UAB main activity – operation of gas stations. Company was launched in 2008, for 2016 its sales €4.8M, 3Q of 2017 - €3.98M. The company owns 3 gas stations and is renting two more. Also “Saitema” own 11 freight trucks that are used for freight deliveries. The company requires a loan for working capital financing. The company is expanding its activity and is planning to buy two more gas stations. The loan is secured with a promissory note of the CEO.

Profit (loss) report

Amount in euros
2017-09-302016-12-312015-12-31
Turnover
398356948811885874935
Cost of sales
332294746080715584967
Gross profit
660622273117289968
Operating costs
596925221782221929
Operating profit
636975133568039
Other income
72512524123201
Income from financial and investing activities
-51344-56828-45427
Gross operating profit
196041974845813
Extra ordinary gain
Extra ordinary loss
Profit before tax
196041974845813
Profit tax
26563964
Net income
196041709241849

Balance sheet

Amount in euros
2017-09-302016-12-312015-12-31
Long term assets
119699113014571233649
Intangible assets
1091671
Material assets
119699113013481231978
Financial assets
Other long term assets
Short term assets
964144882145793543
Stock advance payments contracts in progress
310977349583389033
Amount to be received within one year
603819489665367924
Other short term assets
16940169387822
Cash and cash equivalents
324082595928764
Total assets
216113521836022027192
Capital and reserves
413186395198378106
Statutory capital
246160246160246160
Reappraisal reserves
Reserves
246182461824618
Retained earnings
142408124420107328
Donations and subsidies
Amount to be paid and liabilities
174794917884041649086
Amounts to be paid after one year and long term liabilities
859150824181898218
Amount to be paid within one year and short term liabilities
888799964223750868
Liabilities in total
216113521836022027192
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
jukata
Loan type:
/ Business
Amount:
7000€
Term:
18 months
Risk category:
d
Target rate:
18%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
7 000€
Loan term
18 months
Target rate
18%
Loan purpose
Working capital
Progress
65%
Repayments plan type
Amortizing
Listing ends
2017-12-22 17:11:00
Listing time left
4 days
Business Type
Limited liability company
Business Sector
Elektros instaliacijos darbai; Elektros montavimo medžiagos; Projektavimas; Statyba // Electrical in
Product Service
Elektros instaliacijos darbai; Elektros montavimo medžiagos; Projektavimas; Statyba // Electrical installation work, materials; Design; construction
Business Region
-
Years Trading
4
Number Of Employees
9

Business description

UAB “Jukata” pagrindinė veikla - komunalinių nuotekų statinių statyba. Įmonė veiklą pradėjo 2012 metais, už 2016 metus pardavimai – 221 tūkst. EUR, 2017 III ketvirčio - 154 tūkst. EUR. Įmonei reikalinga paskola apyvartinėms lėšoms ir paskolos refinansavimui. Įmonė planuoja verslo plėtrą Klapėdos regione, taip pat refinansuoja pirmąją paskolą, gautą FinBee (šiuo metu paskolos įmokos mokamos laiku). Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau informacijos apie įmonę: http://www.jukata.lt

//

“Jukata”, UAB main activity – construction of sewage systems. Company was launched in 2012, for 2016 its sales €221K, 3Q of 2017 - €154K. The company requires a loan for working capital financing and refinancing. The company is planning an expansion of its activity to Klaipeda region and is also refinancing loan issued by FinBee (all the current instalments are covered). The loan is secured with a guarantee by the CEO.

More information about the company: http://www.jukata.lt

Profit (loss) report

Amount in euros
2017-09-302016-12-312015-12-31
Turnover
15442122155260396
Cost of sales
182605350719211
Gross profit
13616116804541185
Operating costs
8586110556838060
Operating profit
50300624773125
Other income
Income from financial and investing activities
-3232-6
Gross operating profit
50300592453119
Extra ordinary gain
Extra ordinary loss
Profit before tax
50300592453119
Profit tax
75459323160
Net income
42755499222959

Balance sheet

Amount in euros
2017-09-302016-12-312015-12-31
Long term assets
2364526359
Intangible assets
Material assets
747926359
Financial assets
16166
Other long term assets
Short term assets
1893369510429301
Stock advance payments contracts in progress
16302265920
Amount to be received within one year
100534133883935
Other short term assets
Cash and cash equivalents
725007905725346
Total assets
21298112146329301
Capital and reserves
98564558085886
Statutory capital
289628962896
Reappraisal reserves
Reserves
290290
Retained earnings
95378526222990
Donations and subsidies
Amount to be paid and liabilities
1144176565523415
Amounts to be paid after one year and long term liabilities
2044413699
Amount to be paid within one year and short term liabilities
939735195623415
Liabilities in total
21298112146329301
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
jusigna
Loan type:
/ Business
Amount:
15000€
Term:
18 months
Risk category:
c
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
15 000€
Loan term
18 months
Target rate
15%
Loan purpose
Working capital
Progress
28%
Repayments plan type
Amortizing
Listing ends
2017-12-23 16:54:04
Listing time left
5 days
Business Type
Limited liability company
Business Sector
Transporto paslaugos
Product Service
-
Business Region
-
Years Trading
4
Number Of Employees
6

Business description

UAB “Jusigna” pagrindinė veikla - Krovininis kelių transportas. Įmonė veiklą pradėjo 2013 metais, už 2016 metus pardavimai – 221 tūkst. EUR, 2017 III ketvirčio - 213 tūkst. EUR. Įmonei reikalinga paskola apyvartinėms lėšoms. Už paskolą asmeniškai garantuoja įmonės vadovas.

//

“Jusigna”, UAB main activity – freight deliveries. Company was launched in 2013, for 2016 its sales €221K, 3Q of 2017 - €213K. The company requires a loan for working capital financing. The loan is secured with a guarantee by the CEO.

Profit (loss) report

Amount in euros
2017-09-302016-12-31
Turnover
213672221000
Cost of sales
8000588726
Gross profit
133667132274
Operating costs
123750126813
Operating profit
99175461
Other income
Income from financial and investing activities
-2-1275
Gross operating profit
99154186
Extra ordinary gain
Extra ordinary loss
Profit before tax
99154186
Profit tax
212
Net income
99153974

Balance sheet

Amount in euros
2017-09-302016-12-31
Long term assets
6693013396
Intangible assets
Material assets
6693013396
Financial assets
Other long term assets
Short term assets
7495442048
Stock advance payments contracts in progress
151595108
Amount to be received within one year
143826595
Other short term assets
Cash and cash equivalents
4541330345
Total assets
14188455444
Capital and reserves
3894629030
Statutory capital
2606626066
Reappraisal reserves
Reserves
14481448
Retained earnings
114321516
Donations and subsidies
Amount to be paid and liabilities
10293826414
Amounts to be paid after one year and long term liabilities
1572417303
Amount to be paid within one year and short term liabilities
872149111
Liabilities in total
14188455444
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
martynotechnika
Loan type:
/ Business
Amount:
12000€
Term:
6 months
Risk category:
c
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
12 000€
Loan term
6 months
Target rate
15%
Loan purpose
Working capital
Progress
84%
Repayments plan type
Interest only
Listing ends
2017-12-19 16:43:00
Listing time left
1 day
Business Type
Limited liability company
Business Sector
Kompresoriai, siurbliai; Miško, sodo, vejos technika; Suvirinimas ir suvirinimo aparatai; Žemės ūkio
Product Service
-
Business Region
-
Years Trading
3
Number Of Employees
2

Business description

UAB “Martyno Technika” pagrindinė veikla - metalo dirbinių, dažų ir stiklo mažmeninė prekyba specializuotose parduotuvėse. Įmonė veiklą pradėjo 2014 metais, už 2016 metus pardavimai – 204 tūkst. EUR, 2017 III ketvirčio - 399 tūkst. EUR. Įmonei reikalinga paskola apyvartinėms lėšoms. Įmonė ruošiasi ateinančiam sezonui ir planuoja didesnio kiekio atsargų papildymą iš tiekėjo Kinijoje. Įmonė prekiauja tiek gyvai Kaune, Elektrėnų g. 1b, tiek internetu (http://www.martynotechnika.lt/index.php?route=common/home).
Už paskolą asmeniškai garantuoja įmonės vadovas.

//

“Martyno Technika”, UAB main activity – sales of metal and paint production. Company was launched in 2014, for 2016 its sales €204K, 3Q of 2017 - €399K. The company requires a loan for a replenishment of working capital. The company is preparing for the upcoming season and is planning to buy additional stock from a supplier in China. The company is selling its goods in a physical store in Kaunas and online (http://www.martynotechnika.lt/).
The loan is secured with a guarantee by the CEO.

Profit (loss) report

Amount in euros
2017-09-302016-12-312015-12-31
Turnover
39954820476365224
Cost of sales
28593114851931017
Gross profit
1136175624434207
Operating costs
513554465427342
Operating profit
62262115906865
Other income
-1840-148-533
Income from financial and investing activities
-1907-10385-255
Gross operating profit
5851510576077
Extra ordinary gain
Extra ordinary loss
Profit before tax
5851510576077
Profit tax
126305
Net income
585159315772

Balance sheet

Amount in euros
2017-09-302016-12-312015-12-31
Long term assets
146032137214954
Intangible assets
Material assets
146032137214954
Financial assets
Other long term assets
Short term assets
21277716112169560
Stock advance payments contracts in progress
8836515540764933
Amount to be received within one year
7026751423652
Other short term assets
Cash and cash equivalents
54145572975
Total assets
22738018249384514
Capital and reserves
6825997448813
Statutory capital
289628962896
Reappraisal reserves
Reserves
290290145
Retained earnings
6507365585772
Donations and subsidies
Amount to be paid and liabilities
15912117274975701
Amounts to be paid after one year and long term liabilities
5628614188869825
Amount to be paid within one year and short term liabilities
102835308615876
Liabilities in total
22738018249384514
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
zgiedrius
Loan type:
/ Consumer
Amount:
6175€
Term:
27 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 175€
Loan term
27 months
Target rate
15%
Loan purpose
Home Improvements
Progress
81%
Listing ends
2017-12-26 19:49:23
Listing time left
8 days
Available Income
1 100 €
Monthly Income
1 336 €
Monthly Expenses
236 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
elsv
Loan type:
/ Consumer
Amount:
4200€
Term:
50 months
Risk category:
d
Target rate:
26%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 200€
Loan term
50 months
Target rate
26%
Loan purpose
Consolidation of Other Loans
Progress
47%
Listing ends
2017-12-26 19:53:57
Listing time left
8 days
Available Income
520 €
Monthly Income
559 €
Monthly Expenses
39 €
Debt Repayments v Income (DTI) Ratio
35% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
jurgggita
Loan type:
/ Consumer
Amount:
3625€
Term:
50 months
Risk category:
d
Target rate:
26%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 625€
Loan term
50 months
Target rate
26%
Loan purpose
Other Purposes
Progress
56%
Listing ends
2017-12-27 10:48:12
Listing time left
9 days
Available Income
344 €
Monthly Income
344 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Nazatas
Loan type:
/ Consumer
Amount:
3000€
Term:
33 months
Risk category:
d
Target rate:
25%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 000€
Loan term
33 months
Target rate
25%
Loan purpose
Consolidation of Other Loans
Progress
97%
Listing ends
2017-12-27 12:01:00
Listing time left
9 days
Available Income
465 €
Monthly Income
465 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
30% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-09-01

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

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