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Historical interest rate - 20%

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WHY INVEST WITH FINBEE?

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We are an international company with solid results

As of 2017, Our historical interest rate of 21%
and NPL rate of 4.8% is one of the best in among European p2p platforms.

Read more >>
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Business and Consumer loans

As an investor, you can invest into personal loans or business loans.

Read more >>
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We sign every loan contract in person

We sign every loan contract with our borrowers in person.
This adds an extra layer of security for your investment.

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NOW YOU CAN INVEST TO

+
User ID:
auksazuve
Country:
Loan type:
/ Consumer
Amount:
5 160 €
Term:
60 months
Risk category:
a
Target rate:
14%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 160 €
Loan term
60 months
Target rate
14%
Loan purpose
Home Improvements
Progress
32%
Listing ends
2018-09-04 14:35:05
Listing time left
14 days
Available Income
640 €
Monthly Income
772 €
Existing loans payments
132 €
Debt Repayments v Income (DTI) Ratio
34% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
auksazuve
Country:
Loan type:
/ Consumer
Amount:
5 160 €
Term:
60 months
Risk category:
a
Target rate:
14%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 160 €
Loan term
60 months
Target rate
14%
Loan purpose
Home Improvements
Progress
38%
Listing ends
2018-09-04 14:35:53
Listing time left
14 days
Available Income
772 €
Monthly Income
772 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
17% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
arturast
Country:
Loan type:
/ Consumer
Amount:
4 225 €
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 225 €
Loan term
60 months
Target rate
18%
Loan purpose
Home Improvements
Progress
76%
Listing ends
2018-09-04 14:29:56
Listing time left
14 days
Available Income
608 €
Monthly Income
608 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
20% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-04-13

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
teisutis
Country:
Loan type:
/ Consumer
Amount:
5 415 €
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 415 €
Loan term
60 months
Target rate
18%
Loan purpose
Home Improvements
Progress
36%
Listing ends
2018-09-04 14:48:44
Listing time left
14 days
Available Income
497 €
Monthly Income
497 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
31% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-11-30

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Danguole76
Country:
Loan type:
/ Consumer
Amount:
4 960 €
Term:
47 months
Risk category:
d
Target rate:
28%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 960 €
Loan term
47 months
Target rate
28%
Loan purpose
Other Purposes
Progress
67%
Listing ends
2018-09-04 15:45:49
Listing time left
14 days
Available Income
9 112 €
Monthly Income
11 566 €
Existing loans payments
2 454 €
Debt Repayments v Income (DTI) Ratio
23% Ratio is acceptable
Employment status
Self-Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-12-19

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Joana92
Country:
Loan type:
/ Consumer
Amount:
1 200 €
Term:
12 months
Risk category:
b
Target rate:
14%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 200 €
Loan term
12 months
Target rate
14%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-08-26 20:59:18
Listing time left
6 days
Available Income
445 €
Monthly Income
445 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
25% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
dizainoagentura
Country:
Loan type:
/ Business
Amount:
20 000 €
Term:
10 months
Risk category:
c
Target rate:
16%
Collateral:
Waiting for acceptance
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
20 000 €
Loan term
10 months
Target rate
16%
Loan purpose
Working capital
Progress
100%
Repayments plan type
Amortizing
Listing ends
2018-08-21 17:40:56
Listing time left
1 day
Business Type
Limited liability company
Business Sector
Grafika, dizainas; Interneto svetainių kūrimas, talpinimas; Konsultacijų paslaugos; Reklamos paslaug
Product Service
-
Business Region
-
Years Trading
1
Number Of Employees
20

Business description

Dizaino agentūra, UAB main activity – brand management services. Company was launched in 2017, sales until August 2018 - €432.311, 2017 - €353.082. Company’s customers are well known companies in Lithuania. The loan funds are planned to be used for working capital financing. Loan is secured by the personal guaranty of CEO.

More about company http://wearecritical.com/ and https://www.facebook.com/criticaldesignagency

//

Dizaino agentūra, UAB pagrindinė veikla – įmonių prekinio ženklo kūrimas. Įmonė veiklą pradėjo 2017 metais, pardavimai iki 2018 rugpjūčio - €432.311, 2017 - €353.082. Įmonės klientai yra Lietuvoje labai gerai žinomi prekiniai ženklai. Įmonė paskolos lėšas ketina panaudoti apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau apie įmonę http://wearecritical.com/ ir https://www.facebook.com/criticaldesignagency

Profit (loss) report

Amount in euros
2018-08-132017-12-31
Turnover
432311353082
Cost of sales
141736140534
Gross profit
290575212548
Operating costs
315249225571
Operating profit
-24674-13023
Other income
3
Income from financial and investing activities
-1304-5
Gross operating profit
-25978-13025
Extra ordinary gain
Extra ordinary loss
Profit before tax
-25978-13025
Profit tax
Net income
-25978-13025

Balance sheet

Amount in euros
2018-08-132017-12-31
Long term assets
966284
Intangible assets
Material assets
966284
Financial assets
Other long term assets
Short term assets
4801899663
Stock advance payments contracts in progress
4000616
Amount to be received within one year
4035698771
Other short term assets
Cash and cash equivalents
3662276
Total assets
4898499947
Capital and reserves
-30704-10025
Statutory capital
30003000
Reappraisal reserves
Reserves
Retained earnings
-33704-13025
Donations and subsidies
Amount to be paid and liabilities
79688109972
Amounts to be paid after one year and long term liabilities
167096000
Amount to be paid within one year and short term liabilities
62979103972
Liabilities in total
4898499947
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c
+
User ID:
Dovileka
Country:
Loan type:
/ Consumer
Amount:
1 090 €
Term:
12 months
Risk category:
b
Target rate:
14%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 090 €
Loan term
12 months
Target rate
14%
Loan purpose
Home Improvements
Progress
100%
Listing ends
2018-09-04 11:25:09
Listing time left
14 days
Available Income
455 €
Monthly Income
588 €
Existing loans payments
133 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
jolanta0716
Country:
Loan type:
/ Consumer
Amount:
4 850 €
Term:
36 months
Risk category:
b
Target rate:
15%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
4 850 €
Loan term
36 months
Target rate
15%
Loan purpose
Consolidation of Other Loans
Progress
100%
Listing ends
2018-09-04 11:20:07
Listing time left
14 days
Available Income
1 152 €
Monthly Income
1 332 €
Existing loans payments
180 €
Debt Repayments v Income (DTI) Ratio
27% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-06-28

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
Zeivida86
Country:
Loan type:
/ Consumer
Amount:
5 500 €
Term:
58 months
Risk category:
c
Target rate:
23%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 500 €
Loan term
58 months
Target rate
23%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-08-31 19:29:38
Listing time left
11 days
Available Income
681 €
Monthly Income
681 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
27% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-03-17

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

HOW TO MITAGETE INVESTMENT RISK OF BUSINESS LOANS?

Experienced credit scoring specialists team at FinBee checks every single application and selects the very few best companies to invest to. Despite that, some of the companies might have difficulties to make payments and/or repay the loan what may lead the investors to losing part or all invested funds. We would like to mention that funds invested to the loans are not covered by deposit insurance provided by the Republic of Lithuania. Possible losses may be lowered by diversifying the investments, i.e. spreading your investments over a number of borrowers. Before investing to a specific business loan we strongly suggest to consider company’s financial results, activity sector, activity region, Head of the company, reviews of the service, offered pledges and also feel free to ask questions about the borrower.

  • A*Low Risk
  • ALower Risk
  • BMedium Risk
  • CHigher Risk
  • DHigh Risk
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