We are P2P lending company

Easier than a bank

Loan amount
This is amount you are willing to borrow
Period
10%
Interest rate
Monthly installment
You can ask for a loan 24/7
  • Loan Flat Fee: 5.00 €
  • Loan percent fee: 6.5%
  • Contract fee: 1%
  • Monthly fee: 0.25%
  • Total amount you receive:
  • Total amount repayable:
  • APR:

Representative example: A loan of 1000€ over 5 years will cost you 22.77€ per month at 10% interest rate.
The total cost after 5 years is 1366.20€. Your APR – 18.18%.

High return rates

We are now delivering one of the
highest return rates in the industry

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Investment diversification

You can invest either to
consumer or business loans

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Low default rate

We meet each borrower personally.
Only 7/100 gets funded.

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Browse loans

+
User ID:
Dikova
Loan type:
/ Business
Amount:
9000€
Term:
24 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
9 000€
Loan term
24 months
Target rate
15%
Loan purpose
Growth funding
Progress
71%
Avg Rate
15.00% from 285 offers
Listing ends
2017-05-25 18:19:57
Listing time left
1 hour
Business Type
Limited liability company
Business Sector
Gręžimo darbai, pjovimo darbai. Kava // Drilling, cutting works. Coffee
Product Service
Gręžimo darbai, pjovimo darbai. Kava // Drilling, cutting works. Coffee
Business Region
-
Years Trading
7
Number Of Employees
3

Business description

Dikova, UAB pagrindinė veikla – gręžimo darbai specialiomis staklėmis. Deimantiniais grąžtais gręžiama per gelžbetonį, mūrą akmenį, http://www.grezimai.lt. Įmonė veiklą pradėjo 2009 metais, už 2016 metus pardavimai – 34 tūkstančių EUR (285% augimas lyginant su 2015 metais). Paskolos lėšos bus panaudotos atsinaujinti įrangą (5 000 EUR). 2016 metais įmonė taip pat pradėjo prekybą kavos kapsulėmis www.kapsuleskavai.lt, dalis paskolos (4 000 EUR) bus nukreipta šios veiklos apyvartinėms lėšoms papildyti. Už paskolą asmeniškai garantuoja įmonės vadovas.
//
Dikova, UAB main activity - drilling with special machines. With diamond drills they drill through reinforced concrete, masonry stone ( www.grezimai.lt.) The company was launched in 2009, for 2016 its sales - EUR 34 thousand (285% growth compared to 2015). Loan will be used for equipment renewal (EUR 5000). During 2016, the company also started selling coffee capsules (www.kapsuleskavai.lt), part of the loan (EUR 4000) will be used for this activity's working capital. Loan is secured by the guaranty of the CEO.

Profit (loss) report

Amount in euros
2017-03-312016-12-312015-12-31
Turnover
11895341578873
Cost of sales
21281758
Gross profit
9767323998873
Operating costs
4037233009062
Operating profit
57309099-189
Other income
-401
Income from financial and investing activities
Gross operating profit
57308698
Extra ordinary gain
Extra ordinary loss
2
Profit before tax
57288698-189
Profit tax
286435
Net income
54428263-189

Balance sheet

Amount in euros
2017-03-312016-12-312015-12-31
Long term assets
617765324486
Intangible assets
Material assets
617765324486
Financial assets
Other long term assets
Short term assets
529594646334026
Stock advance payments contracts in progress
49834306
Amount to be received within one year
387083148822323
Other short term assets
Cash and cash equivalents
92681066911703
Total assets
591365299538512
Capital and reserves
422293650127527
Statutory capital
289628962896
Reappraisal reserves
Reserves
33605290290
Retained earnings
57283331524341
Donations and subsidies
Amount to be paid and liabilities
169071649410985
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
169071649410985
Liabilities in total
591365299538512
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
deisima
Loan type:
/ Business
Amount:
7000€
Term:
18 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
7 000€
Loan term
18 months
Target rate
15%
Loan purpose
Asset purchase
Progress
76%
Avg Rate
15.00% from 194 offers
Listing ends
2017-06-02 10:56:57
Listing time left
7 days
Business Type
Limited liability company
Business Sector
Apsaugos sistemos patalpoms; Elektros dalys ir įranga; Elektros instaliacijos darbai // Security fac
Product Service
Apsaugos sistemos patalpoms; Elektros dalys ir įranga; Elektros instaliacijos darbai // Security facility; Electrical installments and equipment; Electrical installation work
Business Region
-
Years Trading
2
Number Of Employees
4

Business description

Deisima, UAB pagrindinė veikla - antenų, ryšio sistemų įrengimas, apsaugos sistemos patalpoms, elektros instaliacijos darbai. Įmonė veiklą pradėjo 2015 metais, už 2016 metus pardavimai – 37 tūkst. EUR. Verslo plėtrai įmonei reikalinga paskola įrangos įsigijimui. Už paskolą asmeniškai garantuoja įmonės vadovas. 
//
Deisima, UAB main activity – installation of antennas, communications systems, indoor security and wiring works. Company was launched in 2015, for 2016 its sales EUR 37 thousand. Company requires a loan for further business expansion and will purchase new equipment. Loan is secured by the guaranty of the CEO.

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
372721136
Cost of sales
1039089
Gross profit
268821047
Operating costs
Operating profit
268821047
Other income
-13795-1287
Income from financial and investing activities
Gross operating profit
13087-240
Extra ordinary gain
Extra ordinary loss
Profit before tax
13087-240
Profit tax
644
Net income
12443-240

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
1761
Intangible assets
Material assets
1761
Financial assets
Other long term assets
Short term assets
141022440
Stock advance payments contracts in progress
Amount to be received within one year
Other short term assets
141022440
Cash and cash equivalents
Total assets
158632440
Capital and reserves
147032260
Statutory capital
Reappraisal reserves
Reserves
Retained earnings
Donations and subsidies
Amount to be paid and liabilities
1160180
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
1160180
Liabilities in total
158632440
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
lietmeda
Loan type:
/ Business
Amount:
17000€
Term:
3 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
17 000€
Loan term
3 months
Target rate
15%
Loan purpose
Working capital
Progress
87%
Avg Rate
15.00% from 373 offers
Listing ends
2017-06-02 17:32:22
Listing time left
8 days
Business Type
Limited liability company
Business Sector
Tara, pakuotės // Containers and packaging
Product Service
Tara, pakuotės // Containers and packaging
Business Region
-
Years Trading
3
Number Of Employees
19

Business description

Lietmeda, UAB pagrindinė veikla – medinės taros gamyba. Įmonė veiklą pradėjo 2013 metais, už 2016 metus pardavimai – 832 tūkst. EUR. Įmonė turi užsakymą, kurio įvykdymui reikalinga trumpalaikė paskola. Paskolos užtikrinimui įmonės vadovas pasirašys vekselį visai paskolos ir palūkanų sumai.
// 
Lietmeda, UAB main activity – manufacturing of wooden containers. Company was launched in 2013, for 2016 its sales EUR 832 thousand. Company has an order, for the fullfilment of which it requires a short-term loan. Loan is secured by promissory note signed by the CEO.

Profit (loss) report

Amount in euros
2017-03-312016-12-312015-12-31
Turnover
181240832919905782
Cost of sales
152669667758690611
Gross profit
28571165161215171
Operating costs
23266202771209602
Operating profit
5305-376105569
Other income
Income from financial and investing activities
-106-610-461
Gross operating profit
5199-382205108
Extra ordinary gain
Extra ordinary loss
Profit before tax
5199-382205108
Profit tax
892
Net income
5199-382204216

Balance sheet

Amount in euros
2017-03-312016-12-312015-12-31
Long term assets
260752778932202
Intangible assets
255
Material assets
260752778931947
Financial assets
Other long term assets
Short term assets
10359582542124367
Stock advance payments contracts in progress
534643916658258
Amount to be received within one year
423793964059428
Other short term assets
396396396
Cash and cash equivalents
735633406285
Total assets
129670110331156569
Capital and reserves
-22485-2768410536
Statutory capital
289628962896
Reappraisal reserves
Reserves
Retained earnings
-25381-305807640
Donations and subsidies
Amount to be paid and liabilities
152155138015146033
Amounts to be paid after one year and long term liabilities
89781071717496
Amount to be paid within one year and short term liabilities
143177127298128536
Liabilities in total
129670110331156569
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
woodland
Loan type:
/ Business
Amount:
10000€
Term:
12 months
Risk category:
d
Target rate:
17%
Offered rate:
17.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000€
Loan term
12 months
Target rate
17%
Loan purpose
Working capital
Progress
80%
Avg Rate
17.00% from 240 offers
Listing ends
2017-06-03 15:37:59
Listing time left
8 days
Business Type
Limited liability company
Business Sector
Baldų gamyba; Interjero apdailos medžiagos; Mediena, jos gaminiai// Furniture production; Interior d
Product Service
Baldų gamyba; Interjero apdailos medžiagos; Mediena, jos gaminiai// Furniture production; Interior decoration materials; Wood and its products
Business Region
-
Years Trading
7
Number Of Employees
10

Business description

Woodland, UAB pagrindinė veikla – medienos produktų gamyba “woodland.lt”. Įmonė veiklą pradėjo 2010 metais, už 2016 metus pardavimai – 257 tūkst. EUR (57% augimas lyginant su 2015 metais). Paskola reikalinga apyvartinėms lėšoms papildyti. Paskolos užtikrinimui įmonės vadovas pasirašys vekselį visai paskolos ir palūkanų sumai. Daugiau apie įmonės gaminius https://www.flickr.com/photos/109462127@N03/sets
//
Woodland, UAB main activity – manufacturing of wooden products “woodland.lt”. Company was launched in 2010, for 2016 its sales EUR 257 thousand. Loan will be used for working capital financing. Loan is secured by promissory note signed by the CEO. More about company’s products https://www.flickr.com/photos/109462127@N03/sets

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
257755164526
Cost of sales
18432279354
Gross profit
7343385172
Operating costs
6184459642
Operating profit
1158925530
Other income
63661541
Income from financial and investing activities
-4870-2221
Gross operating profit
1308524850
Extra ordinary gain
Extra ordinary loss
Profit before tax
1308524850
Profit tax
1228
Net income
1308523622

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
69781105735
Intangible assets
Material assets
6177298123
Financial assets
80097612
Other long term assets
Short term assets
208213163185
Stock advance payments contracts in progress
181465157285
Amount to be received within one year
77425755
Other short term assets
Cash and cash equivalents
19006145
Total assets
277994268920
Capital and reserves
5246439379
Statutory capital
28962896
Reappraisal reserves
Reserves
290290
Retained earnings
4927836193
Donations and subsidies
Amount to be paid and liabilities
225530229541
Amounts to be paid after one year and long term liabilities
140009136997
Amount to be paid within one year and short term liabilities
8552192544
Liabilities in total
277994268920
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
rikatis
Loan type:
/ Business
Amount:
7900€
Term:
18 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
7 900€
Loan term
18 months
Target rate
15%
Loan purpose
Asset purchase
Progress
41%
Avg Rate
15.00% from 106 offers
Listing ends
2017-06-07 11:46:34
Listing time left
12 days
Business Type
Limited liability company
Business Sector
Ilgalaikė automobilių nuoma // car rental
Product Service
Ilgalaikė automobilių nuoma // car rental
Business Region
-
Years Trading
1
Number Of Employees
2

Business description

Rikatis, UAB pagrindinė veikla – automobilių nuomos paslaugos. Įmonė veiklą pradėjo 2016 metų vasarį, už 2016 metus pardavimai – 23 tūkst. EUR. Įmonei reikalinga paskola tolimesnei verslo plėtrai. Už paskolą asmeniškai garantuoja įmonės vadovas. 

Rikatis, UAB main activity - car rental services. The company was established in February 2016, for 2016 its sales EUR 23 thousand. Company requires a loan for further business development. Loan is secured by the guaranty of the CEO.

Profit (loss) report

Amount in euros
2017-03-312016-12-31
Turnover
1082323489
Cost of sales
26805182
Gross profit
814318307
Operating costs
6931378
Operating profit
745016929
Other income
Income from financial and investing activities
-88-225
Gross operating profit
736216704
Extra ordinary gain
Extra ordinary loss
Profit before tax
736216704
Profit tax
368843
Net income
699415861

Balance sheet

Amount in euros
2017-03-312016-12-31
Long term assets
1813218293
Intangible assets
Material assets
1813218293
Financial assets
Other long term assets
Short term assets
186088380
Stock advance payments contracts in progress
978205
Amount to be received within one year
110367301
Other short term assets
Cash and cash equivalents
6594874
Total assets
3674026673
Capital and reserves
2535518361
Statutory capital
25002500
Reappraisal reserves
Reserves
Retained earnings
2285515861
Donations and subsidies
Amount to be paid and liabilities
113858312
Amounts to be paid after one year and long term liabilities
35944711
Amount to be paid within one year and short term liabilities
77913601
Liabilities in total
3674026673
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
joles
Loan type:
/ Consumer
Amount:
2800€
Term:
42 months
Risk category:
d
Target rate:
27%
Offered rate:
23.24%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 800€
Loan term
42 months
Target rate
27%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
23.24% from 127 offers
Listing ends
2017-05-25 17:30:01
Listing time left
12 minutes
Registration date
2017-05-24
Age
41
Gender
Female
Post Town
Vilnius
Marital Status
Single
Dependents
0
Residential Status
Owner
Education
Post graduate
Occupation
Skyriaus vedėja / Head of the department
Months at current employer
72 or more
Years working in total
22
Available Income
711 €
Monthly Income
831 €
Monthly Expenses
120 €
Debt Repayments v Income (DTI) Ratio
29% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Putiokinas
Loan type:
/ Consumer
Amount:
1500€
Term:
30 months
Risk category:
d
Target rate:
27%
Offered rate:
25.96%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 500€
Loan term
30 months
Target rate
27%
Loan purpose
Car
Progress
100%
Avg Rate
25.96% from 96 offers
Listing ends
2017-05-26 09:00:02
Listing time left
15 hours
Registration date
2017-05-24
Age
19
Gender
Male
Post Town
Žibavičiai
Marital Status
Single
Dependents
0
Residential Status
Living with Parents
Education
High school
Occupation
Betonuotojas / Concrete worker
Months at current employer
03
Years working in total
1
Available Income
610 €
Monthly Income
610 €
Monthly Expenses
0 €
Debt Repayments v Income (DTI) Ratio
12% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-07-16

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Piene
Loan type:
/ Consumer
Amount:
750€
Term:
24 months
Risk category:
d
Target rate:
27%
Offered rate:
21.85%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
750€
Loan term
24 months
Target rate
27%
Loan purpose
Home Improvements
Progress
100%
Avg Rate
21.85% from 43 offers
Listing ends
2017-05-26 11:30:01
Listing time left
18 hours
Registration date
2017-05-25
Age
35
Gender
Female
Post Town
Utenos r.
Marital Status
Other
Dependents
3
Residential Status
Living with Parents
Education
High school
Occupation
Virėja / Cook
Months at current employer
18
Years working in total
10
Available Income
336 €
Monthly Income
350 €
Monthly Expenses
14 €
Debt Repayments v Income (DTI) Ratio
17% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-07-08

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
alkra
Loan type:
/ Consumer
Amount:
1600€
Term:
51 months
Risk category:
c
Target rate:
24%
Offered rate:
21.41%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 600€
Loan term
51 months
Target rate
24%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
21.41% from 68 offers
Listing ends
2017-05-26 11:00:01
Listing time left
17 hours
Registration date
2017-05-25
Age
36
Gender
Male
Post Town
Vaišviliškių km. Anykščių r.
Marital Status
Married
Dependents
2
Residential Status
Owner
Education
Vocational education
Occupation
Ūkio darbuotojas / Farm worker
Months at current employer
72 or more
Years working in total
14
Available Income
300 €
Monthly Income
400 €
Monthly Expenses
100 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-12-15

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Mindaugasbla123
Loan type:
/ Consumer
Amount:
560€
Term:
48 months
Risk category:
d
Target rate:
27%
Offered rate:
24.58%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
560€
Loan term
48 months
Target rate
27%
Loan purpose
Other Purposes
Progress
100%
Avg Rate
24.58% from 45 offers
Listing ends
2017-05-26 10:54:47
Listing time left
17 hours
Registration date
2017-05-25
Age
22
Gender
Male
Post Town
Vilnius
Marital Status
Single
Dependents
0
Residential Status
Living with Parents
Education
Vocational education
Occupation
Krovėjas / Stevedore
Months at current employer
09
Years working in total
0,6
Available Income
382 €
Monthly Income
600 €
Monthly Expenses
218 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus

About FinBee

FinBee is one of the fastest growing P2P lending platforms in Europe. Our values and professional team creates environment where everyone wins. Borrowers get better rates, investors get high returns, FinBee gets happy clients. Start using FinBee now and you will be amazed with results.

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