We are P2P lending company

Easier than a bank

Loan amount
This is amount you are willing to borrow
Period
10%
Interest rate
Monthly installment
You can ask for a loan 24/7
  • Loan Flat Fee: 5.00 €
  • Loan percent fee: 6.5%
  • Contract fee: 1%
  • Monthly fee: 0.25%
  • Total amount you receive:
  • Total amount repayable:
  • APR:

Representative example: A loan of 1000€ over 5 years will cost you 22.77€ per month at 10% interest rate.
The total cost after 5 years is 1366.20€. Your APR – 18.18%.

High return rates

We are now delivering one of the
highest return rates in the industry

> read more

Low default rate

We meet each borrower personally.
Only 7/100 gets funded.

> read more

Investment diversification

You can invest either to
consumer or business loans

> read more

Browse loans

+
User ID:
Dikova
Loan type:
/ Business
Amount:
9000€
Term:
24 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
9 000€
Loan term
24 months
Target rate
15%
Loan purpose
Growth funding
Progress
57%
Avg Rate
15.00% from 256 offers
Listing ends
2017-05-25 18:19:57
Listing time left
1 day
Business Type
Limited liability company
Business Sector
Gręžimo darbai, pjovimo darbai. Kava // Drilling, cutting works. Coffee
Product Service
Gręžimo darbai, pjovimo darbai. Kava // Drilling, cutting works. Coffee
Business Region
-
Years Trading
7
Number Of Employees
3

Business description

Dikova, UAB pagrindinė veikla – gręžimo darbai specialiomis staklėmis. Deimantiniais grąžtais gręžiama per gelžbetonį, mūrą akmenį, http://www.grezimai.lt. Įmonė veiklą pradėjo 2009 metais, už 2016 metus pardavimai – 34 tūkstančių EUR (285% augimas lyginant su 2015 metais). Paskolos lėšos bus panaudotos atsinaujinti įrangą (5 000 EUR). 2016 metais įmonė taip pat pradėjo prekybą kavos kapsulėmis www.kapsuleskavai.lt, dalis paskolos (4 000 EUR) bus nukreipta šios veiklos apyvartinėms lėšoms papildyti. Už paskolą asmeniškai garantuoja įmonės vadovas.
//
Dikova, UAB main activity - drilling with special machines. With diamond drills they drill through reinforced concrete, masonry stone ( www.grezimai.lt.) The company was launched in 2009, for 2016 its sales - EUR 34 thousand (285% growth compared to 2015). Loan will be used for equipment renewal (EUR 5000). During 2016, the company also started selling coffee capsules (www.kapsuleskavai.lt), part of the loan (EUR 4000) will be used for this activity's working capital. Loan is secured by the guaranty of the CEO.

Profit (loss) report

Amount in euros
2017-03-312016-12-312015-12-31
Turnover
11895341578873
Cost of sales
21281758
Gross profit
9767323998873
Operating costs
4037233009062
Operating profit
57309099-189
Other income
-401
Income from financial and investing activities
Gross operating profit
57308698
Extra ordinary gain
Extra ordinary loss
2
Profit before tax
57288698-189
Profit tax
286435
Net income
54428263-189

Balance sheet

Amount in euros
2017-03-312016-12-312015-12-31
Long term assets
617765324486
Intangible assets
Material assets
617765324486
Financial assets
Other long term assets
Short term assets
529594646334026
Stock advance payments contracts in progress
49834306
Amount to be received within one year
387083148822323
Other short term assets
Cash and cash equivalents
92681066911703
Total assets
591365299538512
Capital and reserves
422293650127527
Statutory capital
289628962896
Reappraisal reserves
Reserves
33605290290
Retained earnings
57283331524341
Donations and subsidies
Amount to be paid and liabilities
169071649410985
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
169071649410985
Liabilities in total
591365299538512
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
deisima
Loan type:
/ Business
Amount:
7000€
Term:
18 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
7 000€
Loan term
18 months
Target rate
15%
Loan purpose
Asset purchase
Progress
67%
Avg Rate
15.00% from 160 offers
Listing ends
2017-06-02 10:56:57
Listing time left
9 days
Business Type
Limited liability company
Business Sector
Apsaugos sistemos patalpoms; Elektros dalys ir įranga; Elektros instaliacijos darbai // Security fac
Product Service
Apsaugos sistemos patalpoms; Elektros dalys ir įranga; Elektros instaliacijos darbai // Security facility; Electrical installments and equipment; Electrical installation work
Business Region
-
Years Trading
2
Number Of Employees
4

Business description

Deisima, UAB pagrindinė veikla - antenų, ryšio sistemų įrengimas, apsaugos sistemos patalpoms, elektros instaliacijos darbai. Įmonė veiklą pradėjo 2015 metais, už 2016 metus pardavimai – 37 tūkst. EUR. Verslo plėtrai įmonei reikalinga paskola įrangos įsigijimui. Už paskolą asmeniškai garantuoja įmonės vadovas. 
//
Deisima, UAB main activity – installation of antennas, communications systems, indoor security and wiring works. Company was launched in 2015, for 2016 its sales EUR 37 thousand. Company requires a loan for further business expansion and will purchase new equipment. Loan is secured by the guaranty of the CEO.

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
372721136
Cost of sales
1039089
Gross profit
268821047
Operating costs
Operating profit
268821047
Other income
-13795-1287
Income from financial and investing activities
Gross operating profit
13087-240
Extra ordinary gain
Extra ordinary loss
Profit before tax
13087-240
Profit tax
644
Net income
12443-240

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
1761
Intangible assets
Material assets
1761
Financial assets
Other long term assets
Short term assets
141022440
Stock advance payments contracts in progress
Amount to be received within one year
Other short term assets
141022440
Cash and cash equivalents
Total assets
158632440
Capital and reserves
147032260
Statutory capital
Reappraisal reserves
Reserves
Retained earnings
Donations and subsidies
Amount to be paid and liabilities
1160180
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
1160180
Liabilities in total
158632440
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
lietmeda
Loan type:
/ Business
Amount:
17000€
Term:
3 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
17 000€
Loan term
3 months
Target rate
15%
Loan purpose
Working capital
Progress
62%
Avg Rate
15.00% from 299 offers
Listing ends
2017-06-02 17:32:22
Listing time left
9 days
Business Type
Limited liability company
Business Sector
Tara, pakuotės // Containers and packaging
Product Service
Tara, pakuotės // Containers and packaging
Business Region
-
Years Trading
3
Number Of Employees
19

Business description

Lietmeda, UAB pagrindinė veikla – medinės taros gamyba. Įmonė veiklą pradėjo 2013 metais, už 2016 metus pardavimai – 832 tūkst. EUR. Įmonė turi užsakymą, kurio įvykdymui reikalinga trumpalaikė paskola. Paskolos užtikrinimui įmonės vadovas pasirašys vekselį visai paskolos ir palūkanų sumai.
// 
Lietmeda, UAB main activity – manufacturing of wooden containers. Company was launched in 2013, for 2016 its sales EUR 832 thousand. Company has an order, for the fullfilment of which it requires a short-term loan. Loan is secured by promissory note signed by the CEO.

Profit (loss) report

Amount in euros
2017-03-312016-12-312015-12-31
Turnover
181240832919905782
Cost of sales
152669667758690611
Gross profit
28571165161215171
Operating costs
23266202771209602
Operating profit
5305-376105569
Other income
Income from financial and investing activities
-106-610-461
Gross operating profit
5199-382205108
Extra ordinary gain
Extra ordinary loss
Profit before tax
5199-382205108
Profit tax
892
Net income
5199-382204216

Balance sheet

Amount in euros
2017-03-312016-12-312015-12-31
Long term assets
260752778932202
Intangible assets
255
Material assets
260752778931947
Financial assets
Other long term assets
Short term assets
10359582542124367
Stock advance payments contracts in progress
534643916658258
Amount to be received within one year
423793964059428
Other short term assets
396396396
Cash and cash equivalents
735633406285
Total assets
129670110331156569
Capital and reserves
-22485-2768410536
Statutory capital
289628962896
Reappraisal reserves
Reserves
Retained earnings
-25381-305807640
Donations and subsidies
Amount to be paid and liabilities
152155138015146033
Amounts to be paid after one year and long term liabilities
89781071717496
Amount to be paid within one year and short term liabilities
143177127298128536
Liabilities in total
129670110331156569
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
woodland
Loan type:
/ Business
Amount:
10000€
Term:
12 months
Risk category:
d
Target rate:
17%
Offered rate:
17.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000€
Loan term
12 months
Target rate
17%
Loan purpose
Working capital
Progress
47%
Avg Rate
17.00% from 191 offers
Listing ends
2017-06-03 15:37:59
Listing time left
10 days
Business Type
Limited liability company
Business Sector
Baldų gamyba; Interjero apdailos medžiagos; Mediena, jos gaminiai// Furniture production; Interior d
Product Service
Baldų gamyba; Interjero apdailos medžiagos; Mediena, jos gaminiai// Furniture production; Interior decoration materials; Wood and its products
Business Region
-
Years Trading
7
Number Of Employees
10

Business description

Woodland, UAB pagrindinė veikla – medienos produktų gamyba “woodland.lt”. Įmonė veiklą pradėjo 2010 metais, už 2016 metus pardavimai – 257 tūkst. EUR (57% augimas lyginant su 2015 metais). Paskola reikalinga apyvartinėms lėšoms papildyti. Paskolos užtikrinimui įmonės vadovas pasirašys vekselį visai paskolos ir palūkanų sumai. Daugiau apie įmonės gaminius https://www.flickr.com/photos/109462127@N03/sets
//
Woodland, UAB main activity – manufacturing of wooden products “woodland.lt”. Company was launched in 2010, for 2016 its sales EUR 257 thousand. Loan will be used for working capital financing. Loan is secured by promissory note signed by the CEO. More about company’s products https://www.flickr.com/photos/109462127@N03/sets

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
257755164526
Cost of sales
18432279354
Gross profit
7343385172
Operating costs
6184459642
Operating profit
1158925530
Other income
63661541
Income from financial and investing activities
-4870-2221
Gross operating profit
1308524850
Extra ordinary gain
Extra ordinary loss
Profit before tax
1308524850
Profit tax
1228
Net income
1308523622

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
69781105735
Intangible assets
Material assets
6177298123
Financial assets
80097612
Other long term assets
Short term assets
208213163185
Stock advance payments contracts in progress
181465157285
Amount to be received within one year
77425755
Other short term assets
Cash and cash equivalents
19006145
Total assets
277994268920
Capital and reserves
5246439379
Statutory capital
28962896
Reappraisal reserves
Reserves
290290
Retained earnings
4927836193
Donations and subsidies
Amount to be paid and liabilities
225530229541
Amounts to be paid after one year and long term liabilities
140009136997
Amount to be paid within one year and short term liabilities
8552192544
Liabilities in total
277994268920
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Kamas
Loan type:
/ Consumer
Amount:
5510€
Term:
48 months
Risk category:
d
Target rate:
27%
Offered rate:
27.92%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 510€
Loan term
48 months
Target rate
27%
Loan purpose
Home Improvements
Progress
100%
Avg Rate
27.92% from 212 offers
Listing ends
2017-05-24 17:03:53
Listing time left
6 hours
Registration date
2017-05-22
Age
49
Gender
Female
Post Town
Kaunas
Marital Status
Married
Dependents
1
Residential Status
Owner
Education
Vocational education
Occupation
Manikiūrininkė / Manicurists
Months at current employer
72 or more
Years working in total
15
Available Income
1 547 €
Monthly Income
2 125 €
Monthly Expenses
578 €
Debt Repayments v Income (DTI) Ratio
37% Ratio is acceptable
Employment status
Self-Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-12-07

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
Ryle
Loan type:
/ Consumer
Amount:
5950€
Term:
45 months
Risk category:
b
Target rate:
20%
Offered rate:
20.32%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 950€
Loan term
45 months
Target rate
20%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
20.32% from 280 offers
Listing ends
2017-05-24 11:33:53
Listing time left
42 minutes
Registration date
2017-05-22
Age
45
Gender
Female
Post Town
Vilnius
Marital Status
Single
Dependents
1
Residential Status
Owner
Education
High school
Occupation
Pardavimų vadovė / Sales manager
Months at current employer
15
Years working in total
6
Available Income
642 €
Monthly Income
715 €
Monthly Expenses
73 €
Debt Repayments v Income (DTI) Ratio
39% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-12-07

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
rikatis
Loan type:
/ Business
Amount:
7900€
Term:
18 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
7 900€
Loan term
18 months
Target rate
15%
Loan purpose
Asset purchase
Progress
31%
Avg Rate
15.00% from 61 offers
Listing ends
2017-06-07 11:46:34
Listing time left
14 days
Business Type
Limited liability company
Business Sector
Ilgalaikė automobilių nuoma // car rental
Product Service
Ilgalaikė automobilių nuoma // car rental
Business Region
-
Years Trading
1
Number Of Employees
2

Business description

Rikatis, UAB pagrindinė veikla – automobilių nuomos paslaugos. Įmonė veiklą pradėjo 2016 metų vasarį, už 2016 metus pardavimai – 23 tūkst. EUR. Įmonei reikalinga paskola tolimesnei verslo plėtrai. Už paskolą asmeniškai garantuoja įmonės vadovas. 

Rikatis, UAB main activity - car rental services. The company was established in February 2016, for 2016 its sales EUR 23 thousand. Company requires a loan for further business development. Loan is secured by the guaranty of the CEO.

Profit (loss) report

Amount in euros
2017-03-312016-12-31
Turnover
1082323489
Cost of sales
26805182
Gross profit
814318307
Operating costs
6931378
Operating profit
745016929
Other income
Income from financial and investing activities
-88-225
Gross operating profit
736216704
Extra ordinary gain
Extra ordinary loss
Profit before tax
736216704
Profit tax
368843
Net income
699415861

Balance sheet

Amount in euros
2017-03-312016-12-31
Long term assets
1813218293
Intangible assets
Material assets
1813218293
Financial assets
Other long term assets
Short term assets
186088380
Stock advance payments contracts in progress
978205
Amount to be received within one year
110367301
Other short term assets
Cash and cash equivalents
6594874
Total assets
3674026673
Capital and reserves
2535518361
Statutory capital
25002500
Reappraisal reserves
Reserves
Retained earnings
2285515861
Donations and subsidies
Amount to be paid and liabilities
113858312
Amounts to be paid after one year and long term liabilities
35944711
Amount to be paid within one year and short term liabilities
77913601
Liabilities in total
3674026673
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
DTBC
Loan type:
/ Business
Amount:
5000€
Term:
12 months
Risk category:
c
Target rate:
15%
Offered rate:
15.00%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
5 000€
Loan term
12 months
Target rate
15%
Loan purpose
Working capital
Progress
38%
Avg Rate
15.00% from 80 offers
Listing ends
2017-06-07 13:25:19
Listing time left
14 days
Business Type
Limited liability company
Business Sector
Statyba // Construction
Product Service
Statyba // Construction
Business Region
-
Years Trading
5
Number Of Employees
3

Business description

DTBC, UAB pagrindinė veikla –pastatų šiltinimas, mūro darbai, bei kiti pastatų statybos darbai. Įmonė veiklą pradėjo 2011 metas, už 2016 metus pardavimai – 98 tūkst. EUR. Įmonei reikalinga paskola apyvartinėms lėšoms papildyti. Už paskolą asmeniškai garantuoja įmonės vadovas. 

DTBC, UAB main activity – buildings insulation, masonry works and other construction works. Company was established in 2011, for 2016 its sales EUR 98 thousand. Company requires a loan for working capital financing. Loan is secured by the guaranty of the CEO.

Profit (loss) report

Amount in euros
2016-12-312015-12-31
Turnover
98727149375
Cost of sales
2504413180
Gross profit
73683136195
Operating costs
64175115678
Operating profit
950820517
Other income
3038182
Income from financial and investing activities
-3704-539
Gross operating profit
884220160
Extra ordinary gain
Extra ordinary loss
Profit before tax
884220160
Profit tax
6243095
Net income
821817065

Balance sheet

Amount in euros
2016-12-312015-12-31
Long term assets
29173150
Intangible assets
Material assets
29173150
Financial assets
Other long term assets
Short term assets
6314057514
Stock advance payments contracts in progress
52336641
Amount to be received within one year
4065428824
Other short term assets
Cash and cash equivalents
1725322049
Total assets
6605760664
Capital and reserves
6562957411
Statutory capital
28962896
Reappraisal reserves
Reserves
14481448
Retained earnings
6128553067
Donations and subsidies
Amount to be paid and liabilities
4283253
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
4283253
Liabilities in total
6605760664
Director's/shareholder's guarantee
Yes
Key customers
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
jalma
Loan type:
/ Consumer
Amount:
1000€
Term:
24 months
Risk category:
b
Target rate:
20%
Offered rate:
16.79%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
1 000€
Loan term
24 months
Target rate
20%
Loan purpose
Consolidation of Other Loans
Progress
100%
Avg Rate
16.79% from 73 offers
Listing ends
2017-05-24 20:30:01
Listing time left
9 hours
Registration date
2016-09-07
Age
48
Gender
Female
Post Town
Aukštelkės k., Šiaulių r.
Marital Status
Married
Dependents
1
Residential Status
Living with Parents
Education
High school
Occupation
Socialinė darbuotojo aistentė / Social worker assistant
Months at current employer
36
Years working in total
30
Available Income
272 €
Monthly Income
361 €
Monthly Expenses
89 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus
+
User ID:
paslau
Loan type:
/ Consumer
Amount:
550€
Term:
12 months
Risk category:
b
Target rate:
20%
Offered rate:
14.89%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
550€
Loan term
12 months
Target rate
20%
Loan purpose
Other Purposes
Progress
100%
Avg Rate
14.89% from 43 offers
Listing ends
2017-05-25 09:30:01
Listing time left
22 hours
Registration date
2017-05-23
Age
28
Gender
Male
Post Town
Kaunas
Marital Status
Married
Dependents
1
Residential Status
Other
Education
Graduate
Occupation
Darbų vadovas / Work manager
Months at current employer
36
Years working in total
9
Available Income
405 €
Monthly Income
501 €
Monthly Expenses
96 €
Debt Repayments v Income (DTI) Ratio
30% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2014-01-28

Reverse auction bids in ascending interest rate sequence. Status means:
✓ = offer included in loan
✗ = offer not included in loan, has been bumped-off by lower interest rate bids
(✓) = offer partially included in loan, not all of the amount bid, is in the loan
WAB - Weighted Average Bid

IDLenderAmountRateDateStatus

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