FinBee understands the needs of investors to maximize the financial returns. It is our undertaking to find creditworthy customers, verify the ability-to-pay solvency, and monitor risk management processes.
We accept only applications which pass creditworthiness criteria set by national bank. Borrowers must comply with the following requirements:
Our employees have a proven record of long-term credit risk assessment and management experience in various financial institutions. We developed credit risk assessment model based on different risk criteria such as age, gender, salary, income type, employment history, education, number of dependents and the record of how borrowers meet their financial obligations.
It is important to mention that every borrower signs a contract with FinBee in writing by providing a valid identity document at the moment of signing. The purpose of this face-to-face process is to ensure true identity and to avoid fraudulence.
After submitting an application, the approval process takes up to 24 hours. We want our clients not to make impulsive decisions, assess the risks and the conditions of the loan.
Peer-to-peer lending are vulnerable to the investment risks as well as other financial instruments. Before investing into unsecured loans, you must evaluate your personal and family finances as well as your business financial situation.
Your investments through FinBee platform are not insured or secured in any other way. In addition, there is no guarantee that a borrower will meet his financial commitments.
It is lender’s responsibility to choose a loan and to determine the risk. FinBee is not responsible for insolvent clients. However, we are here to help you to measure your risk and to find creditworthy clients.