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NOW YOU CAN INVEST TO

+
User ID:
rimsauga
Country:
Loan type:
/ Business
Amount:
10 000 €
Term:
24 months
Risk category:
c
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
10 000 €
Loan term
24 months
Target rate
15%
Loan purpose
Working capital
Progress
60%
Repayments plan type
Amortizing
Listing ends
2018-08-22 14:56:20
Listing time left
6 days
Business Type
Limited liability company
Business Sector
Apsaugos sistemos patalpoms; Saugos tarnybos // Security system for premises; Security services
Product Service
Apsaugos sistemos patalpoms; Saugos tarnybos // Security system for premises; Security services
Business Region
-
Years Trading
6
Number Of Employees
31

Business description

Rimsauga, UAB main activity – security services. Company was launched in 2011, sales for 2018 H1 €214.012, 2017 - €368.839. The loan funds are planned to be used for working capital financing. Loan is secured by the personal guaranty of CEO.

More about company http://www.rimsauga.lt.

Additional information: this is the third “Rimsauga”, UAB loan on FInBee Business. The first loans’ (remaining principal - €12.88 1,41) all instalments had been paid on time.

//

Rimsauga, UAB pagrindinė veikla – apsaugos paslaugos (saugos tarnyba). Įmonė veiklą pradėjo 2011 metais, pardavimai už 2018 pirmą pusmetį - €214.012, už 2017 metus - €368.839. Įmonė paskolos lėšas ketina panaudoti apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau apie įmonę http://www.rimsauga.lt

Papildomas komentaras: tai yra trečioji UAB “Rimsauga” paskola FinBee Verslui. Pirmosios paskolos (likutis - €12.881,41) visos įmokos įmokėtos laiku.

Profit (loss) report

Amount in euros
2018-06-302017-12-31
Turnover
214012368839
Cost of sales
3325689794
Gross profit
180756279045
Operating costs
160252268433
Operating profit
2050410612
Other income
-137-5747
Income from financial and investing activities
-2033-3112
Gross operating profit
183341753
Extra ordinary gain
Extra ordinary loss
Profit before tax
183341753
Profit tax
274
Net income
183341479

Balance sheet

Amount in euros
2018-06-302017-12-31
Long term assets
5749757197
Intangible assets
22
Material assets
5649554039
Financial assets
Other long term assets
10003156
Short term assets
12457698686
Stock advance payments contracts in progress
2177731553
Amount to be received within one year
10164941451
Other short term assets
Cash and cash equivalents
115025682
Total assets
184634159628
Capital and reserves
230084674
Statutory capital
28962896
Reappraisal reserves
Reserves
Retained earnings
201121778
Donations and subsidies
Amount to be paid and liabilities
161626154954
Amounts to be paid after one year and long term liabilities
4557757432
Amount to be paid within one year and short term liabilities
11604997522
Liabilities in total
184634159628
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
mundas
Country:
Loan type:
/ Consumer
Amount:
6 495 €
Term:
60 months
Risk category:
b
Target rate:
18%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
6 495 €
Loan term
60 months
Target rate
18%
Loan purpose
Car
Progress
89%
Listing ends
2018-08-28 19:54:16
Listing time left
13 days
Available Income
898 €
Monthly Income
1 130 €
Existing loans payments
232 €
Debt Repayments v Income (DTI) Ratio
37% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
dizainoagentura
Country:
Loan type:
/ Business
Amount:
20 000 €
Term:
10 months
Risk category:
c
Target rate:
16%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
20 000 €
Loan term
10 months
Target rate
16%
Loan purpose
Working capital
Progress
53%
Repayments plan type
Amortizing
Listing ends
2018-08-21 17:40:56
Listing time left
6 days
Business Type
Limited liability company
Business Sector
Grafika, dizainas; Interneto svetainių kūrimas, talpinimas; Konsultacijų paslaugos; Reklamos paslaug
Product Service
-
Business Region
-
Years Trading
1
Number Of Employees
20

Business description

Dizaino agentūra, UAB main activity – brand management services. Company was launched in 2017, sales until August 2018 - €432.311, 2017 - €353.082. Company’s customers are well known companies in Lithuania. The loan funds are planned to be used for working capital financing. Loan is secured by the personal guaranty of CEO.

More about company http://wearecritical.com/ and https://www.facebook.com/criticaldesignagency

//

Dizaino agentūra, UAB pagrindinė veikla – įmonių prekinio ženklo kūrimas. Įmonė veiklą pradėjo 2017 metais, pardavimai iki 2018 rugpjūčio - €432.311, 2017 - €353.082. Įmonės klientai yra Lietuvoje labai gerai žinomi prekiniai ženklai. Įmonė paskolos lėšas ketina panaudoti apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau apie įmonę http://wearecritical.com/ ir https://www.facebook.com/criticaldesignagency

Profit (loss) report

Amount in euros
2018-08-132017-12-31
Turnover
432311353082
Cost of sales
141736140534
Gross profit
290575212548
Operating costs
315249225571
Operating profit
-24674-13023
Other income
3
Income from financial and investing activities
-1304-5
Gross operating profit
-25978-13025
Extra ordinary gain
Extra ordinary loss
Profit before tax
-25978-13025
Profit tax
Net income
-25978-13025

Balance sheet

Amount in euros
2018-08-132017-12-31
Long term assets
966284
Intangible assets
Material assets
966284
Financial assets
Other long term assets
Short term assets
4801899663
Stock advance payments contracts in progress
4000616
Amount to be received within one year
4035698771
Other short term assets
Cash and cash equivalents
3662276
Total assets
4898499947
Capital and reserves
-30704-10025
Statutory capital
30003000
Reappraisal reserves
Reserves
Retained earnings
-33704-13025
Donations and subsidies
Amount to be paid and liabilities
79688109972
Amounts to be paid after one year and long term liabilities
167096000
Amount to be paid within one year and short term liabilities
62979103972
Liabilities in total
4898499947
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Elena78
Country:
Loan type:
/ Consumer
Amount:
5 220 €
Term:
36 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 220 €
Loan term
36 months
Target rate
15%
Loan purpose
Consolidation of Other Loans
Progress
100%
Listing ends
2018-08-29 15:19:03
Listing time left
13 days
Available Income
1 655 €
Monthly Income
1 734 €
Existing loans payments
79 €
Debt Repayments v Income (DTI) Ratio
16% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Ra10
Country:
Loan type:
/ Consumer
Amount:
3 550 €
Term:
48 months
Risk category:
b
Target rate:
16%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 550 €
Loan term
48 months
Target rate
16%
Loan purpose
Consolidation of Other Loans
Progress
78%
Listing ends
2018-08-29 15:45:15
Listing time left
14 days
Available Income
387 €
Monthly Income
441 €
Existing loans payments
54 €
Debt Repayments v Income (DTI) Ratio
38% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-03-19

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Algirdas90
Country:
Loan type:
/ Consumer
Amount:
5 420 €
Term:
48 months
Risk category:
b
Target rate:
16%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 420 €
Loan term
48 months
Target rate
16%
Loan purpose
Other Purposes
Progress
68%
Listing ends
2018-08-29 15:40:55
Listing time left
14 days
Available Income
788 €
Monthly Income
1 000 €
Existing loans payments
212 €
Debt Repayments v Income (DTI) Ratio
38% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2016-06-10

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Padauzagreta
Country:
Loan type:
/ Consumer
Amount:
3 250 €
Term:
36 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 250 €
Loan term
36 months
Target rate
15%
Loan purpose
Home Improvements
Progress
60%
Listing ends
2018-08-29 17:14:12
Listing time left
14 days
Available Income
319 €
Monthly Income
319 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
38% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Grazina92
Country:
Loan type:
/ Consumer
Amount:
2 170 €
Term:
60 months
Risk category:
b
Target rate:
18%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
2 170 €
Loan term
60 months
Target rate
18%
Loan purpose
Other Purposes
Progress
100%
Listing ends
2018-08-22 12:50:20
Listing time left
6 days
Available Income
422 €
Monthly Income
479 €
Existing loans payments
57 €
Debt Repayments v Income (DTI) Ratio
25% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b
+
User ID:
Artsua
Country:
Loan type:
/ Consumer
Amount:
620 €
Term:
24 months
Risk category:
c
Target rate:
21%
Waiting for acceptance
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
620 €
Loan term
24 months
Target rate
21%
Loan purpose
Consolidation of Other Loans
Progress
100%
Listing ends
2018-08-23 14:10:10
Listing time left
7 days
Available Income
575 €
Monthly Income
609 €
Existing loans payments
34 €
Debt Repayments v Income (DTI) Ratio
11% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-03-10

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
c
+
User ID:
lietmeda
Country:
Loan type:
/ Business
Amount:
18 000 €
Term:
16 months
Risk category:
b
Target rate:
15%
Collateral:
Waiting for acceptance
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
18 000 €
Loan term
16 months
Target rate
15%
Loan purpose
Working capital
Progress
100%
Repayments plan type
Amortizing
Listing ends
2018-08-18 16:23:53
Listing time left
3 days
Business Type
Limited liability company
Business Sector
Tara, pakuotės // Containers and packaging
Product Service
Tara, pakuotės // Containers and packaging
Business Region
-
Years Trading
3
Number Of Employees
19

Business description

Lietmeda, UAB main activity – manufacturing of wooden containers. Company was launched in 2013, sales for 2017 - €639.750, for 2016 - €832.919. The company needs a loan for working capital financing. The loan funds are planned to be used for purchase of stock. The loan is personally guaranteed by the CEO with a promissory note.

Additional information: Company is borrowing on FinBee business platform for a fourth time. All payments of the previous loans were paid on time.

//

Lietmeda, UAB pagrindinė veikla – medinės taros gamyba. Įmonė veiklą pradėjo 2013 metais, pardavimai už 2017 metus – €639.750, už 2016 - €832.919. Įmonei reikalinga paskola apyvartinių lėšų papildymui. Už paskolos lėšas yra planuojama nusipirkti atsargų. Už paskolą asmeniškai vekseliu garantuoja įmonės vadovas.

Papildoma informacija: Įmonė FinBeeVerslui platformoje skolinasi ketvirtą kartą. Visos paskolos buvo grąžintos laiku.

Profit (loss) report

Amount in euros
2017-12-312016-12-31
Turnover
639750832919
Cost of sales
568005667749
Gross profit
71745165170
Operating costs
63671202771
Operating profit
8074-37601
Other income
Income from financial and investing activities
-2983-610
Gross operating profit
5091-38211
Extra ordinary gain
Extra ordinary loss
Profit before tax
5091-38211
Profit tax
247
Net income
4844-38211

Balance sheet

Amount in euros
2017-12-312016-12-31
Long term assets
2396027789
Intangible assets
Material assets
2396027789
Financial assets
Other long term assets
Short term assets
6623079784
Stock advance payments contracts in progress
3462939285
Amount to be received within one year
2261837159
Other short term assets
Cash and cash equivalents
89833340
Total assets
90190107573
Capital and reserves
-22831-27675
Statutory capital
28962896
Reappraisal reserves
Reserves
Retained earnings
-25727-30571
Donations and subsidies
Amount to be paid and liabilities
113021135248
Amounts to be paid after one year and long term liabilities
2864810717
Amount to be paid within one year and short term liabilities
84373124531
Liabilities in total
90190107573
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
b

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

HOW TO MITAGETE INVESTMENT RISK OF BUSINESS LOANS?

Experienced credit scoring specialists team at FinBee checks every single application and selects the very few best companies to invest to. Despite that, some of the companies might have difficulties to make payments and/or repay the loan what may lead the investors to losing part or all invested funds. We would like to mention that funds invested to the loans are not covered by deposit insurance provided by the Republic of Lithuania. Possible losses may be lowered by diversifying the investments, i.e. spreading your investments over a number of borrowers. Before investing to a specific business loan we strongly suggest to consider company’s financial results, activity sector, activity region, Head of the company, reviews of the service, offered pledges and also feel free to ask questions about the borrower.

  • A*Low Risk
  • ALower Risk
  • BMedium Risk
  • CHigher Risk
  • DHigh Risk
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