A spoonful of interest

Honey is meant to be shared. Finbee will ensure you get a solid return on your investment. The average interest rate on FinBee loans in 2023: consumer loans 16,3%, business loans 13,8%.

Convenient and transparent

You are in control of your investments, and Finbee will provide you with all the relevant information to weigh the risk, and make the final judgment call. Choose the best options to invest – consumer or business loans. Take a look at our loans auction.

Responsible borrowers

We make strong effort to maximise your returns. We have already recovered 127% of consumer loans that defaulted in 2016.

Protection against fraudulent loan requests

We personally assess the loan risk of all our borrowers. We are selective: only 7 out of 100 loan requests are approved.

Why Finbee?

Finbee is a modern beehive

We hold an e-money institution license, and we keep our investors funds in separate bank deposits from our own. Our financial activities are under the strict supervision of the Bank of Lithuania.

One of the largest return on investment

Investment return generated by Finbee is one of the largest in Europe.

Loan to small businesses

Finbee is the first peer-to-peer lending platform to loan to small- and medium-sized businesses in Lithuania.

These loans are also backed by Invega, a state-owned company, under the program “Raspberry”, which was specially developed for peer-to-peer loans.

We invest together with you

We believe in Finbee business model. We invest in all consumer loans together with you. Our “skin in the game” is at least 12% of the loan amount.

Total Returns for Our Investors

10 633 108€

  • 22751
    Number of
    Active Investors
  • 74 409 230
    Total
    Loan Value

How do I start investing?

1

Register

It is easy to become Finbee modern investor. Sign-up takes just a few steps. Create an account and verify your identity. Transfer however much you wish to invest into your new Finbee account. See the returns for yourself with a minimum investment of €10.

2

Choose a loan you’d like to finance

We’ll provide the information you need to choose the right consumer or business borrower. If you will have any questions – we will help you!

3

Let your money do the work for you

Lend honey to earn honey. Earn a solid return and take care of your future financial needs.

Start Investing

Listed Loans

ID # Loan Type Invested Amount Term Credit Score Interest Rate Collateral Progress
63933192 Consumer 6,600€ 76 months D 22%
91%
 Invest
42319724 Consumer 6,580€ 84 months C 18%
86%
 Invest
74357731 Consumer 10,000€ 84 months C 18%
72%
 Invest
41997545 Consumer 16,000€ 84 months B 14%
44%
 Invest
95429882 Consumer 13,000€ 84 months B 17%
69%
 Invest
92519761 Consumer 14,500€ 84 months B 13%
69%
 Invest
34997426 Consumer 17,800€ 84 months C 18%
59%
 Invest
ID # 63933192
Loan Type Consumer
Invested Amount 6,600€
Term 76 months
Credit Score D
Interest Rate 22%
Collateral
Progress
91%
Invest
ID # 42319724
Loan Type Consumer
Invested Amount 6,580€
Term 84 months
Credit Score C
Interest Rate 18%
Collateral
Progress
86%
Invest
ID # 74357731
Loan Type Consumer
Invested Amount 10,000€
Term 84 months
Credit Score C
Interest Rate 18%
Collateral
Progress
72%
Invest
ID # 41997545
Loan Type Consumer
Invested Amount 16,000€
Term 84 months
Credit Score B
Interest Rate 14%
Collateral
Progress
44%
Invest
ID # 95429882
Loan Type Consumer
Invested Amount 13,000€
Term 84 months
Credit Score B
Interest Rate 17%
Collateral
Progress
69%
Invest
ID # 92519761
Loan Type Consumer
Invested Amount 14,500€
Term 84 months
Credit Score B
Interest Rate 13%
Collateral
Progress
69%
Invest
ID # 34997426
Loan Type Consumer
Invested Amount 17,800€
Term 84 months
Credit Score C
Interest Rate 18%
Collateral
Progress
59%
Invest

Show More

Our values

Happy clients

We believe that by finding borrowers who will be able to repay the loans,
We will have happy clients – both borrowers and lenders.

Transparency builds trust

If all our clients are happy – we can be 100% transparent.
transparency will build trust with the people around us.

Diligent team-workers

We believe that our values will help us to attract best colleagues.
and with the team we built we will make our company grow.

News and updates

UAB “Finansų bitė” | Company code: 304051511 | Address: Vilniaus st. 4-10, Vilnius, Lithuania | Postal code: LT-01102
UAB “Finansų bitė verslui” | Company code: 304175555 | Address: Vilniaus st. 4-10, Vilnius, Lithuania | Postal code: LT-01102
UAB “Elektroninių pinigų bitė” | Company code: 304473256 | Address: Vilniaus st. 4-10, Vilnius, Lithuania | Postal code: LT-01102

While FinBee takes all possible measures to protect the interests of investors, it is the investors who take the risk in choosing who to lend money to. We recommend starting by lending small loans in order to learn more about peer-to-peer (P2P) lending platform and only then start investing significant amounts of money.

Our activities are supervised by the Bank of Lithuania. Address: Gedimino pr. 6, LT-01103 Vilnius. Phone number 8 800 50 500, fax number (8 5) 268 0038, email: [email protected]
The Bank of Lithuania publishes a list of P2P lending and crowdfunding platform operators.
Procedure for Dispute Resolution of Consumer and Financial Market Participants user by the Bank of Lithuania.