Grab Your Honey APR!
Peer-to-peer lending for modern investors.
2025 average interest rate: 14.2 %
Invest in peer-to-peer loans - invest in your future. Start with 5 Eur investment.
How much will you invest per month?
200€
How long will you invest?
35
How much interest will you earn?
12%
The total amount transferred is
12€
Portfolio at the end of the period
12€
Supervised by the Bank of Lithuania
9,1
Client trust us
A spoonful of interest
Honey is meant to be shared. Finbee will ensure you get a solid return on your investment. The average interest rate on FinBee loans in 2025: consumer loans 14,5%, business loans 13%.
Convenient and transparent
You are in control of your investments, and Finbee will provide you with all the relevant information to weigh the risk, and make the final judgment call. Choose the best options to invest – consumer or business loans. Take a look at our loans auction.
Responsible borrowers
We make strong effort to maximise your returns. We have already recovered 136% of consumer loans that defaulted in 2016. We have already recovered more than 100% of loans that were defaulted between 2016 and 2020.
Protection against fraudulent loan requests
We personally assess the loan risk of all our borrowers. We are selective: only 7 out of 100 loan requests are approved.
How much will you invest per month?
200€
How long will you invest?
35
How much interest will you earn?
12%
The total amount transferred is
12€
Portfolio at the end of the period
12€
Why Finbee?
Finbee is a modern beehive
We hold an e-money institution license, and we keep our investors funds in separate bank deposits from our own. Our financial activities are under the strict supervision of the Bank of Lithuania.
One of the largest return on investment
Investment return generated by Finbee is one of the largest in Europe.
Loan to small businesses
Finbee is the first peer-to-peer lending platform to loan to small- and medium-sized businesses in Lithuania.
These loans are also backed by Invega, a state-owned company, under the program “Raspberry”, which was specially developed for peer-to-peer loans.
We invest together with you
We believe in Finbee business model. We invest in all consumer loans together with you. Our “skin in the game” is at least 12% of the loan amount.
How do I start investing?
1
Register
It is easy to become Finbee modern investor. Sign-up takes just a few steps. Create an account and verify your identity. Transfer however much you wish to invest into your new Finbee account. See the returns for yourself with a minimum investment of €5.
2
Choose a loan you’d like to finance
We’ll provide the information you need to choose the right consumer or business borrower. If you will have any questions – we will help you!
3
Let your money do the work for you
Lend honey to earn honey. Earn a solid return and take care of your future financial needs.
Listed Loans
| ID # | Loan Type | Invested Amount | Term | Credit Score | Interest Rate | Collateral | Progress | |
|---|---|---|---|---|---|---|---|---|
| 66648621 | Consumer | 4,811€ | 76 months | 21% |
89%
|
Invest | ||
| 36339549 | Consumer | 19,740€ | 84 months | 17% |
73%
|
Invest | ||
| 48227545 | Consumer | 19,812€ | 120 months | 13% |
81%
|
Invest | ||
| 99769218 | Consumer | 19,772€ | 84 months | 17% |
74%
|
Invest | ||
| 48674575 | Consumer | 2,198€ | 76 months | 21% |
100%
|
|||
| 42416275 | Consumer | 425€ | 12 months | 15% |
100%
|
|||
| 26233987 | Consumer | 7,768€ | 76 months | 21% |
100%
|
|||
| 66648621 | Consumer | 4,811€ | 76 months | 21% |
89%
|
Invest | ||
| 36339549 | Consumer | 19,740€ | 84 months | 17% |
73%
|
Invest | ||
| 48227545 | Consumer | 19,812€ | 120 months | 13% |
81%
|
Invest | ||
| 99769218 | Consumer | 19,772€ | 84 months | 17% |
74%
|
Invest | ||
| 48674575 | Consumer | 2,198€ | 76 months | 21% |
100%
|
|||
| 42416275 | Consumer | 425€ | 12 months | 15% |
100%
|
|||
| 26233987 | Consumer | 7,768€ | 76 months | 21% |
100%
|
|||
| 13579178 | Business | 50,000€ | 24 months | 15% |
100%
|
|||
| 29196384 | Business | 5,000€ | 24 months | 14% |
100%
|
|||
| 26262992 | Business | 6,000€ | 12 months | 15% |
100%
|
|||
| 25532366 | Business | 50,000€ | 12 months | 15% |
100%
|
|||
| 63558846 | Business | 20,000€ | 12 months | 15% |
100%
|
|||
| 41472567 | Business | 40,000€ | 12 months | 15% |
100%
|
|||
| 53424355 | Business | 30,000€ | 12 months | 16% |
100%
|
| ID # | 66648621 |
| Loan Type | Consumer |
| Invested Amount | 4,811€ |
| Term | 76 months |
| Credit Score | |
| Interest Rate | 21% |
| Collateral | |
| Progress |
89%
|
| Invest | |
| ID # | 36339549 |
| Loan Type | Consumer |
| Invested Amount | 19,740€ |
| Term | 84 months |
| Credit Score | |
| Interest Rate | 17% |
| Collateral | |
| Progress |
73%
|
| Invest | |
| ID # | 48227545 |
| Loan Type | Consumer |
| Invested Amount | 19,812€ |
| Term | 120 months |
| Credit Score | |
| Interest Rate | 13% |
| Collateral | |
| Progress |
81%
|
| Invest | |
| ID # | 99769218 |
| Loan Type | Consumer |
| Invested Amount | 19,772€ |
| Term | 84 months |
| Credit Score | |
| Interest Rate | 17% |
| Collateral | |
| Progress |
74%
|
| Invest | |
| ID # | 48674575 |
| Loan Type | Consumer |
| Invested Amount | 2,198€ |
| Term | 76 months |
| Credit Score | |
| Interest Rate | 21% |
| Collateral | |
| Progress |
100%
|
| ID # | 42416275 |
| Loan Type | Consumer |
| Invested Amount | 425€ |
| Term | 12 months |
| Credit Score | |
| Interest Rate | 15% |
| Collateral | |
| Progress |
100%
|
| ID # | 26233987 |
| Loan Type | Consumer |
| Invested Amount | 7,768€ |
| Term | 76 months |
| Credit Score | |
| Interest Rate | 21% |
| Collateral | |
| Progress |
100%
|
| ID # | 66648621 |
| Loan Type | Consumer |
| Invested Amount | 4,811€ |
| Term | 76 months |
| Credit Score | |
| Interest Rate | 21% |
| Collateral | |
| Progress |
89%
|
| Invest | |
| ID # | 36339549 |
| Loan Type | Consumer |
| Invested Amount | 19,740€ |
| Term | 84 months |
| Credit Score | |
| Interest Rate | 17% |
| Collateral | |
| Progress |
73%
|
| Invest | |
| ID # | 48227545 |
| Loan Type | Consumer |
| Invested Amount | 19,812€ |
| Term | 120 months |
| Credit Score | |
| Interest Rate | 13% |
| Collateral | |
| Progress |
81%
|
| Invest | |
| ID # | 99769218 |
| Loan Type | Consumer |
| Invested Amount | 19,772€ |
| Term | 84 months |
| Credit Score | |
| Interest Rate | 17% |
| Collateral | |
| Progress |
74%
|
| Invest | |
| ID # | 48674575 |
| Loan Type | Consumer |
| Invested Amount | 2,198€ |
| Term | 76 months |
| Credit Score | |
| Interest Rate | 21% |
| Collateral | |
| Progress |
100%
|
| ID # | 42416275 |
| Loan Type | Consumer |
| Invested Amount | 425€ |
| Term | 12 months |
| Credit Score | |
| Interest Rate | 15% |
| Collateral | |
| Progress |
100%
|
| ID # | 26233987 |
| Loan Type | Consumer |
| Invested Amount | 7,768€ |
| Term | 76 months |
| Credit Score | |
| Interest Rate | 21% |
| Collateral | |
| Progress |
100%
|
| ID # | 13579178 |
| Loan Type | Business |
| Invested Amount | 50,000€ |
| Term | 24 months |
| Credit Score | |
| Interest Rate | 15% |
| Collateral | |
| Progress |
100%
|
| ID # | 29196384 |
| Loan Type | Business |
| Invested Amount | 5,000€ |
| Term | 24 months |
| Credit Score | |
| Interest Rate | 14% |
| Collateral | |
| Progress |
100%
|
| ID # | 26262992 |
| Loan Type | Business |
| Invested Amount | 6,000€ |
| Term | 12 months |
| Credit Score | |
| Interest Rate | 15% |
| Collateral | |
| Progress |
100%
|
| ID # | 25532366 |
| Loan Type | Business |
| Invested Amount | 50,000€ |
| Term | 12 months |
| Credit Score | |
| Interest Rate | 15% |
| Collateral | |
| Progress |
100%
|
| ID # | 63558846 |
| Loan Type | Business |
| Invested Amount | 20,000€ |
| Term | 12 months |
| Credit Score | |
| Interest Rate | 15% |
| Collateral | |
| Progress |
100%
|
Our values
Happy clients
We believe that by finding borrowers who will be able to repay the loans,
We will have happy clients – both borrowers and lenders.
Transparency builds trust
If all our clients are happy – we can be 100% transparent.
transparency will build trust with the people around us.
Diligent team-workers
We believe that our values will help us to attract best colleagues.
and with the team we built we will make our company grow.
UAB “Finansų bitė” | Company code: 304051511 | Address: Vilniaus st. 4-10, Vilnius, Lithuania | Postal code: LT-01102
UAB “Finansų bitė verslui” | Company code: 304175555 | Address: Vilniaus st. 4-10, Vilnius, Lithuania | Postal code: LT-01102
UAB “Elektroninių pinigų bitė” | Company code: 304473256 | Address: Vilniaus st. 4-10, Vilnius, Lithuania | Postal code: LT-01102
While Finbee takes all possible measures to protect the interests of investors, it is the investors who take the risk in choosing who to lend money to. We recommend starting by lending small loans in order to learn more about peer-to-peer (P2P) lending platform and only then start investing significant amounts of money.
Our activities are supervised by the Bank of Lithuania. Address: Gedimino pr. 6, LT-01103 Vilnius. Phone number 8 800 50 500, fax number (8 5) 268 0038, email: [email protected]
The Bank of Lithuania publishes a list of P2P lending and crowdfunding platform operators.
Procedure for Dispute Resolution of Consumer and Financial Market Participants user by the Bank of Lithuania.
