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We are an international company with solid results

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Business and Consumer loans

As FinBee investor, you can invest to personal loans or business loans.

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We sign every loan contract with our borrowers in person.
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NOW YOU CAN INVEST TO

+
User ID:
viktorijati
Country:
Loan type:
/ Consumer
Amount:
8 250 €
Term:
58 months
Risk category:
c
Target rate:
22%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 250 €
Loan term
58 months
Target rate
22%
Loan purpose
Consolidation of Other Loans
Progress
67%
Listing ends
2019-07-29 16:26:00
Listing time left
5 days
Available Income
1 127 €
Monthly Income
1 426 €
Existing loans payments
299 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
lastoria
Country:
Loan type:
/ Business
Amount:
15 000 €
Term:
24 months
Risk category:
c
Target rate:
15%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
15 000 €
Loan term
24 months
Target rate
15%
Loan purpose
Growth funding
Progress
85%
Repayments plan type
Amortizing
Listing ends
2019-07-24 16:59:33
Listing time left
13 hours
Business Type
Other
Business Sector
Kavinės, klubai, barai, restoranai; Maisto parduotuvės
Product Service
-
Business Region
-
Years Trading
5
Number Of Employees
4

Business description

La Storia, UAB main activity – restaurant. Company was launched in 2013, sales for 2018 - €159.490, for 2017 - €76.106. The company needs a loan for FinBee loan refinancing and additional working capital financing. The loan is personally guaranteed by the shareholder of the company.

Additional comment: it is second time company is borrowing on FinBee Business platform. All payments were made on time.

//

La Storia, UAB pagrindinė veikla – restauranas. Įmonė veiklą pradėjo 2013 metais, pardavimai už 2018 metus – €159.490, už 2017 - €76.106. Įmonei reikalinga paskola apyvartinių FinBee Verslui paskolos refinansavimui ir apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės akcininkas.

Papildomas komentaras: įmonė FinBee Verslui platformoje skolinasi antrą kartą. Visi mokėjimai atlikti laiku.

Profit (loss) report

Amount in euros
2018-12-312017-12-31
Turnover
15949076106
Cost of sales
7724019944
Gross profit
8225056162
Operating costs
8779752746
Operating profit
-55473416
Other income
9721
Income from financial and investing activities
Gross operating profit
-554713137
Extra ordinary gain
Extra ordinary loss
Profit before tax
-554713137
Profit tax
Net income
-554713137

Balance sheet

Amount in euros
2018-12-312017-12-31
Long term assets
83094616
Intangible assets
Material assets
83094616
Financial assets
Other long term assets
Short term assets
3821661616
Stock advance payments contracts in progress
769630854
Amount to be received within one year
2673630497
Other short term assets
Cash and cash equivalents
3784265
Total assets
4652566232
Capital and reserves
539036517
Statutory capital
2929
Reappraisal reserves
Reserves
Retained earnings
536136488
Donations and subsidies
Amount to be paid and liabilities
4113529715
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
4113529715
Liabilities in total
4652566232
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Julius770
Country:
Loan type:
/ Consumer
Amount:
8 010 €
Term:
60 months
Risk category:
a
Target rate:
13%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 010 €
Loan term
60 months
Target rate
13%
Loan purpose
Car
Progress
83%
Listing ends
2019-08-02 16:44:33
Listing time left
9 days
Available Income
1 030 €
Monthly Income
1 113 €
Existing loans payments
83 €
Debt Repayments v Income (DTI) Ratio
26% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
67332838
Country:
Loan type:
/ Consumer
Amount:
3 810 €
Term:
48 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 810 €
Loan term
48 months
Target rate
15%
Loan purpose
Other Purposes
Progress
70%
Listing ends
2019-08-06 13:07:17
Listing time left
13 days
Available Income
475 €
Monthly Income
475 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
25% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2015-12-09

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
svetlana8
Country:
Loan type:
/ Consumer
Amount:
8 050 €
Term:
58 months
Risk category:
c
Target rate:
22%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 050 €
Loan term
58 months
Target rate
22%
Loan purpose
Consolidation of Other Loans
Progress
69%
Listing ends
2019-08-06 12:57:41
Listing time left
13 days
Available Income
1 020 €
Monthly Income
1 020 €
Existing loans payments
0 €
Debt Repayments v Income (DTI) Ratio
26% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2012-07-19

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Tomas39
Country:
Loan type:
/ Consumer
Amount:
5 150 €
Term:
36 months
Risk category:
c
Target rate:
21%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 150 €
Loan term
36 months
Target rate
21%
Loan purpose
Consolidation of Other Loans
Progress
87%
Listing ends
2019-08-07 15:10:56
Listing time left
14 days
Available Income
1 860 €
Monthly Income
2 163 €
Existing loans payments
303 €
Debt Repayments v Income (DTI) Ratio
24% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-09-19

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Tomas39
Country:
Loan type:
/ Consumer
Amount:
5 150 €
Term:
36 months
Risk category:
c
Target rate:
21%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
5 150 €
Loan term
36 months
Target rate
21%
Loan purpose
Consolidation of Other Loans
Progress
48%
Listing ends
2019-08-07 15:11:11
Listing time left
14 days
Available Income
1 860 €
Monthly Income
2 163 €
Existing loans payments
303 €
Debt Repayments v Income (DTI) Ratio
24% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2017-09-19

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
13142794
Country:
Loan type:
/ Consumer
Amount:
3 500 €
Term:
48 months
Risk category:
b
Target rate:
15%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
3 500 €
Loan term
48 months
Target rate
15%
Loan purpose
Other Purposes
Progress
79%
Listing ends
2019-08-07 15:02:16
Listing time left
14 days
Available Income
431 €
Monthly Income
514 €
Existing loans payments
83 €
Debt Repayments v Income (DTI) Ratio
38% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2018-05-17

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
medlinkas
Country:
Loan type:
/ Business
Amount:
11 000 €
Term:
4 months
Risk category:
c
Target rate:
14%
Collateral:
  • Loan Request
  • Company Details
  • Financials
  • Collaterals
  • Lending Offers
Amount
11 000 €
Loan term
4 months
Target rate
14%
Loan purpose
Working capital
Progress
92%
Repayments plan type
Interest only
Listing ends
2019-07-31 16:18:05
Listing time left
7 days
Business Type
Limited liability company
Business Sector
Laboratorijos, įranga; Medicininė įranga
Product Service
-
Business Region
-
Years Trading
3
Number Of Employees
2

Business description

Medlinkas, UAB main activity – wholesale of surgical and orthopaedic instruments and prostheses. Company was launched in 2015, sales for 2018 - €118.702, for 2017 - €253.761. The company needs a loan for working capital financing. The loan is personally guaranteed by the CEO.

Additional information: http://www.medlink.lt/

//

Medlinkas, UAB pagrindinė veikla – chirurginių ir ortopedinių instrumentų bei protezų didmeninė prekyba. Įmonė veiklą pradėjo 2015 metais, pardavimai už 2018 metus – €118.702, už 2017 - €253.761. Įmonei reikalinga paskola apyvartinių lėšų papildymui. Už paskolą asmeniškai garantuoja įmonės vadovas.

Daugiau informacijos: http://www.medlink.lt/

Profit (loss) report

Amount in euros
2019-06-302018-12-31
Turnover
118702253761
Cost of sales
56966164824
Gross profit
6173688937
Operating costs
43585107208
Operating profit
18151-18271
Other income
30
Income from financial and investing activities
-1853-1774
Gross operating profit
16298-20015
Extra ordinary gain
Extra ordinary loss
Profit before tax
16298-20015
Profit tax
-933
Net income
16298-19082

Balance sheet

Amount in euros
2019-06-302018-12-31
Long term assets
87969499
Intangible assets
Material assets
51475850
Financial assets
Other long term assets
36493649
Short term assets
10771063971
Stock advance payments contracts in progress
5890212805
Amount to be received within one year
4848943824
Other short term assets
252457
Cash and cash equivalents
676885
Total assets
11650673470
Capital and reserves
12535-3764
Statutory capital
25002500
Reappraisal reserves
Reserves
Retained earnings
10035-6264
Donations and subsidies
Amount to be paid and liabilities
10397177234
Amounts to be paid after one year and long term liabilities
Amount to be paid within one year and short term liabilities
10397177234
Liabilities in total
11650673470
Director's/shareholder's guarantee
Yes
Key customers
-

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus
+
User ID:
Putinas
Country:
Loan type:
/ Consumer
Amount:
8 600 €
Term:
60 months
Risk category:
a
Target rate:
13%
  • Loan Request
  • Income/Expenses & Loans
  • Lending Offers
Amount
8 600 €
Loan term
60 months
Target rate
13%
Loan purpose
Other Purposes
Progress
25%
Listing ends
2019-08-07 15:21:05
Listing time left
14 days
Available Income
2 470 €
Monthly Income
3 739 €
Existing loans payments
1 269 €
Debt Repayments v Income (DTI) Ratio
40% Ratio is acceptable
Employment status
Employed
Outstanding debts and financial obligations
-
Date of the last registered payment of debt and financial obligations
2011-12-28

Auction bids are sorted by date loan offer was added to the lending offers list. On the top are the newest offers.
✓ = offer included in loan
(✓) = offer partially included in loan, not all of the amount bid, is in the loan

IDLenderAmountRateDateStatus

HOW TO START INVESTING

  • 1

    Open your account

    It will take you just a few moments to open your account. Transfer money you want to invest.

  • 2

    Choose automated lending portfolio

    Choose automated lending portfolio or invest manually. Investing has never been that easy!

  • 3

    Cash out or reinvest your money

    Each month you will get your monthly instalments. Cash out or reinvest your money.

PLEASE HAVE IN MIND!

Even if FinBee makes all what is possible to provide you with credit worthy borrowers it is your own risk to choose whom to lend your money. We highly recommend you to start lending in small amounts, understand the risks of Peer-to-Peer lending and only then increase your amounts.

HOW TO MITAGETE INVESTMENT RISK OF BUSINESS LOANS?

Experienced credit scoring specialists team at FinBee checks every single application and selects the very few best companies to invest to. Despite that, some of the companies might have difficulties to make payments and/or repay the loan what may lead the investors to losing part or all invested funds. We would like to mention that funds invested to the loans are not covered by deposit insurance provided by the Republic of Lithuania. Possible losses may be lowered by diversifying the investments, i.e. spreading your investments over a number of borrowers. Before investing to a specific business loan we strongly suggest to consider company’s financial results, activity sector, activity region, Head of the company, reviews of the service, offered pledges and also feel free to ask questions about the borrower.

  • A*Low Risk
  • ALower Risk
  • BMedium Risk
  • CHigher Risk
  • DHigh Risk