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LOAN BOOK EXPORT

What is Loan book export ?

Loan book data export enables lenders to download all data that is not protected by the data protection laws about all loans ever provided via FinBee and loans that are currently being financed on our loan list. Loan book data is refreshed daily at 6:00 AM Vilnius time (GMT+2), so here you will always be able to find the data that is up to date.

Download data
Column name Explanation
listing_id A unique number given to all loans.
creation_date The time when a borrower applied for a loan.
loan_paid_date The time when the loan was disbursed to a borrower.
first_installement_date First payment date according to initial loan schedule.
loan_paid_status Loan disbursal status (1 – loan disbursed, 0 – loan not disbursed).
confirm_status Loan status (1 – loan request has been accepted by a borrower, 3 – loan has been fully repaid).
username Username of a borrower.
listing_title A unique loan listing title.
listing_category Loan purpose.
credit_score Credit score of a borrower.
job_loss_insurance In case a borrower loses his job involuntary ADB “Gjensidige” will pay up to 6 monthly loan installments for FinBee in the name of this borrower (1 – a loan has an active insurance policy, 0 – there is no active insurance policy for this loan).
loan_amount Original loan amount.
loan_period Loan term in months.
effective_rate Annual interest rate paid by a borrower to lenders.
preferred_rate Target rate of a borrower.
amount_outstanding Loan amount outstanding as of today.
monthly_installment Monthly loan installment.
principal_repaid Total amount of principal repaid by a borrower.
interest_paid Total amount of interest paid by a borrower.
arrears Total amount of all late payments.
loan_status Loan status (ok – there are no missed payments, late – one loan repayment has been missed, arrears – two loan instalment have been missed, default – three or more loan installment have been missed).
type Type of the loan market (B – bidding market).
gender Gender of a borrower.
post_town Home town of a borrower.
age Age of a borrower.
education Education of a borrower.
employment_status Employment status of a borrower at the time of loan request approval.
occupation Occupation of a borrower at the time of loan request approval.
employ_how_long Number of months a borrower is employed at current employer.
years_working_in_total Total amount of years a borrower has been employed during his lifetime.
dependants Number of dependents who are less than 18 years old.
marital_status Marital status of a borrower.
credit_check_date The time when the credit referencing was done.
monthly_income Monthly income of a borrower. In case a borrower is married monthly income include income of his/her spouse.
monthly_expenses Monthly instalments of other existing loans of a borrower. In case a borrower is married monthly expenses include expenses of his/her spouse.
available_income Available income is calculated as monthly income – monthly expenses.
dti Debt-to-income ratio is calculated using formula: payment of new and existing loans / available monthly income.
outstanding_debts Outstanding bad debt to any creditor, utility, telecommunication services provider, etc. that has been reported to credit bureau.
last_debt_date The time when the last bad debt was registered by any creditor, utility, telecommunication services provider, etc. that has been reported to credit bureau.

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